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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 160 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bank Charges- Donation Fund


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This fund will be for people who are to scared about the financial implications on the light of the news that bank charges claims are now being moved to higher courts....... As the financial risk of losing are high this fund will support people in there challenge to reclaim therebank charges

 

I think the fund should be for a particular (one individual) fight against the banks regarding the newer arguments that have so far been untested.

 

If the funds were used to fund numerous court actions, then that would mean that multiple donations from the same people would be needed. As logic tells me instead of 20k we would need 20k x number of people going to court.

 

We don't need to fight using several people, we need to fight it using one person, then making it a standard to be used in the future for the benfit of others.

 

Sorry if I have misunderstood your posting, but that's how I read it.

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Hi Guys,

 

Could I suggest that as it is unlikely we will get all CAG members to donate that maybe we should raise the figure a little to just £2 per donation. I think this is still an affordable figure and would generate alot more revenue for this battle, because whether we like it or not it is going to take alot of money to achieve what we want.

 

This is just a suggestion that's all.

 

TheyrCriminals

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Evening all,

 

What a great idea, I agree £2 is a sensible figure.

COUNT ME IN, and tell me when you want me to contribute.

 

Best wishes to all as always

 

Dougal

Update: 2013 Following our recent (9/7/13) hearing about Bank Charges at the Court of Appeal, and refusal to grant permission to Appeal; an Application has just (23/10/2013) been made for a fresh hearing and the Court Location is yet to be confirmed!

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This thread was set up as a proposal to see if members cud donate.... This site has helped thousands of people me included ...... And was set up because of bank charges...... The next step is

1. For admin and site team is to highlight this thread on cag

2. Nominate a account that the fund can be paid into

3. Regular update on fund total

4. Pick out cases in extreme cases that can set a prescedent for future cases

5. Inform people on update cases and how cases can be fought

 

but this thread can only suceed if someone on this site promotes this fund and let every member know

 

site team it's now down to you

 

many thanks

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but this thread can only suceed if someone on this site promotes this fund and let every member know

 

site team it's now down to you

 

many thanks

 

£3000 to email all members according to Bankfodder..

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Step 1 should be to decide on a game plan, with Step 4, and with admin/site team, which I don't think has yet been done, without that I can't see the fund getting off the ground.

 

Step 5 could, and should, be being done already.

 

Keep at it Jdes, doing great :)

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£3000 to email all members according to Bankfodder..

--------------------------------------------------------------------------

Doesn't need an email - they have a home page, announcements, sidebars and advertising - I assume they also have facebook, twitter, they also have the ear of the press on occassion. There are also other sites which might assist. But only once a proper action plan is in place and the right people in place to run it - and if necessary the right legal bods on board.

 

It needs to be transparent, well organised and professional, if it is to get off the ground and actually assist the fight against unfair charges.

 

If admin/site team aren't keen then you have to take that as it is and keep battling away from the ground level.

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£3000 to email all members according to Bankfodder..

--------------------------------------------------------------------------

 

Excuse me? £3,000 to email all CAG members? I think not. Who has said this and how can it possibly cost this amount to email all CAG members?

 

TheyrCriminals

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Excuse me? £3,000 to email all CAG members? I think not. Who has said this and how can it possibly cost this amount to email all CAG members?

 

TheyrCriminals

 

Middenmess is right I think - I seem to remember reading this on a thread also.........just can't remember which one unfortunately

LTSB PPI on various loans (current/settled) - Refunded inc 8%

 

MBNA 1 Charges - Refunded inc CI

 

MBNA 1 PPI - Refunded

 

MBNA 2 Charges - Refunded inc 8%

 

MBNA 2 PPI - Refunded

 

MBNA 2 Accident Ins - Refunded

 

Swift Advances (settled) Mortgage Charges -Partially refunded

 

Swift Advances (settled) Mortgage PPI - Refunded inc CI & 8%

 

Sainsburys (settled) Loan PPI - Refunded inc CI +8%

 

Sainsburys (closed) Card Charges - Refunded inc CI + 8%

 

M&S Money (closed) Card Charges - Refunded inc CI

 

M&S Money (closed) Card PPI - Refunded inc 8%

 

Direct Line (settled) Loan PPI - Refunded inc CI + 8%

 

Debenhams Card (closed) PPI - Refunded inc 8%

 

Swift Mortgage Charges -Refunded

 

Hitachi Finance (closed) Charges - Refunded

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Hi,

 

I can see no valid reason for a generic email sent by an orgainzation to its own members costing £3000. All your paying for is electricity and one person's time!!!!!!

 

TheyrCriminals

 

Why not try and get an explanation from Bankfodder as co owner of the site?

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Hi Rebel,

 

This isn't a bad idea at all. Is there no way we could realistically get on board just one celebrity, is there not one person in the celebrity arena that would be prepared to become a public face of this campaign? If we did achieve this it would be a great catalyst for public exposure. Which celebrity isn't a huge fan of capitalism, banks or amoral profiteering?

 

TheyrCriminals

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The guy we need is Billy Bragg,

 

http://www.thefirstpost.co.uk/58540,people,entertainment,billy-bragg-leads-facebook-protest-against-bankers-bonuses-income-tax-deadline

 

What we need is a 5 minute outrageous sketch on Youtube, something the media would pick up on and that would make the banks

cringe. Maybe a Robin Hood theme, or Dick Turpin. Trigger peoples Conscience, for far too long have we been

sleep walking into the hand of the banks.

 

I'm sure Michael Moore could come up with something.

 

Hi Rebel,

 

This isn't a bad idea at all. Is there no way we could realistically get on board just one celebrity, is there not one person in the celebrity arena that would be prepared to become a public face of this campaign? If we did achieve this it would be a great catalyst for public exposure. Which celebrity isn't a huge fan of capitalism, banks or amoral profiteering?

 

TheyrCriminals

Edited by rebel11
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