There was some damage done to my property when works were being carried out by builders. There was one item that was given to me years ago as a present and I cannot see one like anywhere. Do not know what I should claim for it. Any help would be appreciated.8-)

Depends on what it is. Did you throw the broken item away? The only thing you can do is negotiate with Insurers a value which represents what the item was worth in terms of current market value.

Very few items are unique.

thanks for reply, it is less than 100 yrs therefore not antique, I still got the pices and the council that carried out the work make a photo of it and made inspection of damage over a month ago but not heard anything back as yet.

I have not got a clue what I should asked for it as it was a present to me about 30 years ago.

Allwood, have you looked on sites like ebay to see if you could buy a replacement? That should give you an idea and something you could print off to show the council.

HB

 

Very few items are unique.

Allwood, put your glasses on.

Unique was the word, not antique (lol).

If you tell us what the item was, someone might have an idea on value.

Thanks HB and unclebulgaria67, there is no need to shout, I was aware that you written unique. I was just making the point that it was not an antique but nevertheless it was unique to me as it was given to me as a present and had my name written on it.

It was a delft tea caddy and I was very distress that it got broken. Not heard back from council as yet but will chase them next week.

Allwood, did you have a look on ebay for a similar tea caddy? I know ebay are in Europe, maybe there's a Dutch site as well? I think you can ask for a wider search from the UK site, can't quite remember. Otherwise, you need the Dutch for tea caddy! At least Delft is the same.

HB

Thanks HB and unclebulgaria67, there is no need to shout, I was aware that you written unique. I was just making the point that it was not an antique but nevertheless it was unique to me as it was given to me as a present and had my name written on it.

 

It was a delft tea caddy and I was very distress that it got broken. Not heard back from council as yet but will chase them next week.

I think they still make the Tea Caddies and can personalise certain items, so you could potentially get a replacement. Maybe worth emailing the Delft pottery companies, to see how much they would charge to provide a personalised tea caddy. This is not to say you would want to do this, as the broken item was a sentimetal item, but atleast you would find out the cost.

Items are only insurable at their material cost. No value is places to sentimentality. Therefore do not value the item based on it being personal to you / having your name engraved on it (think of it as having no engraving or someone else's name).