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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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Permitted Work - Incapacity Benefit - Housing Benefit


Eaglewoman
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Hi, wonder if anyone can help?

 

I receive Incapacity Benefit, with a small top-up of Income Support. I would like to see if I could do some work. I have read in some places that from 1st April 2010 it is possible to earn £93 net, doing permitted work for less than 16 hours and still receive full Housing Benefit and Council Tax Benefits. However, I cannot find this information on the Direct Gov site.

 

I have found the information on the Workways site, local government sites for Southampton and Newcastle and a Housing Benefit & Council Tax Benefits Circular. But it has taken some digging. And of course we have changed govt since :confused: Any ideas or comments greatly appreciated :)

Edited by Eaglewoman
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Hi Eaglewoman, A simplistic answer I'm afraid!

I'm on ESA and was looking into permitted work at the end of last year. It is probably different for you, but I have a pathways advisor at my jobcentre who was absolutely helpful with this. Unfortunately, my health took a turn for the worse and I never got to start it. If you have a jobcentre nearby I'd suggest arranging a chat with someone about it or give them a ring. On the surface it seems like a good idea...

Best wishes

Rae

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Hi Eaglewomen

 

It does state being able to do some work while on IB, BUT.... check out what you can do while in receipt of I.S..

You will proberly find that you cannot work at all (paid or voluntary) without it affecting IS.

Sorry about that, been there hauled into IS office. Mind you that was back in 1994.

But do there's no harm in asking.(:rolleyes: Never no it could of relaxed in 16 years :rolleyes:)

When they say no :-) be careful if you deceide to carry on and work.

 

 

 

dk

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Hi Eaglewoman,

 

all I could find c/o direct.gov was:

Effect on other benefits

 

If you get Housing Benefit or Council Tax Benefit and you do Permitted Work, any earnings over £20 may be taken into account when assessing these benefits.

 

'Permitted Work' - working while claiming Incapacity Benefit : Directgov - Disabled people

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Permitted work for those on income support and other means tested benefits

 

If you are on incapacity benefit or severe disablement allowance and you are also on income support you can do permitted work but any earnings which exceed your earnings disregard (£20) will be deducted from your income support.

If you are on employment and support allowance, incapacity benefit or severe disablement allowance and are on housing benefit or council tax benefit you are allowed to keep all your permitted work earnings. These earnings will not affect your benefit.

Contradiction or what:confused:.

Work for people who are sick or disabled - Disability Alliance Factsheet F35

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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From April 2010, the Housing Benefit and Council Tax Benefit earnings limit were increased to £93.00 a week for people receiving contributory ESA, IB and SDA who also do permitted work. This means that people who receive contributory ESA, do permitted work and receive housing benefit will be able to work and earn up to £93 before their housing benefit will be affected. This aligns the rules with those that already apply to people who receive income-related ESA.
Permitted Work Rules

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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TBH I would still be apprehensive of considering permitted work without further clarification from the council on HB & CTB because none of the info I found appears clear or authoritative enough to inspire confidence.

 

L.R.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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All I can recall is that when I discussed it with my Pathways Advisor at the end of last year - for income based ESA - I could do permitted work up to 16 hours a week and receive up to £93pw with no loss of benefits inc CT and HB. I'm sure I have a print-out somewhere...

I believe it did only last for 12 months and I have no idea what would happen at that point.

Best wishes

Rae

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  • 4 weeks later...

:D Hi,

and thanks to everyone who posted a reply. After a lot of hard work and considerable digging, I have found the answer to my question and confirmation of what I had understood from various sites. The problem was that none of it was clearly stating my understanding.

 

However, I now have the answer to my own dilemma. It is a very complex situation so I do not want to raise anyone else's hopes without first checking their personal circs. But it is now possible to work for less than 16 hours per week, earn up to £93 (net) and still keep the money earned (less any income tax if relevant) and full illness benefits and full housing benefit (if you were already receiving it) and full community tax (if you were already getting it).

 

As I say the rules are very complex (when are they not? :-| ) But the site that has clinched it for me is this one http://socialfirmsuk.co.uk/ They have an online test and a pdf file that goes thru it all in a really easy to follow visual chart, covering

what appears to be all angles.

 

Hope this will help anyone who needs it. If I could dance without harming myself I would :p .

 

Lv lite n har money to all :cool:

Edited by alanfromderby
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hi Eaglewoman,

 

If you get small top of I.S and take up permitted work and earn the ninety three pounds then you will lose the I.S entitlement.

On I.S you are allowed to keep the first twenty pounds and after that its take in pound for pound, so seventy three pounds would be classed as an Income and would nil your claim.

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Also to add a little,

 

i know someone who did this and after 12 months his benefits were stopped as he was fit for work as they said he had being doing it for the last 12 months no problem.

 

just be causious and check out all the avenues

 

Ida x

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An interesting point, Ida. The info I've had from my Pathways Advisor is that if things didn't work out you can revert back to ESA. Only have that verbally and something I'll definately investigate further as it's a route I'm giving serious thought to...

Best wishes

Rae

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Just thought I would say , obviously I took their word for it but i do know they gave it up at this point

 

maybe ask a direct question you may get a direct answer ;)

Please contact a member of the site team if you are offered help off the forum for a a paid or no win no fee service.

 

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An interesting point, Ida. The info I've had from my Pathways Advisor is that if things didn't work out you can revert back to ESA. Only have that verbally and something I'll definately investigate further as it's a route I'm giving serious thought to...

Best wishes

Rae

 

If you're doing ESA PWHL (Permitted Work Higher Limit) you should be contacted after about 11 months or so. You can either stop working altogether and continue to claim ESA, or you can terminate your claim to ESA and live off your wages. You can also, I believe, switch to PW Lower Limit, which IIRC allows earnings of £20 or so per week but has no limit on how long you can do it.

 

In theory it's a sound idea. It's recognised that ESA should not provide a disincentive to people who could do some work, and also that for some conditions, working can be helpful. As with so many things benefit-related there are problems with the implementation and that's why, as you know, it's good to know what the rules are before you run into any problems.

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Can i ask a question on behalf of a friend

 

She is getting IB,HB and DLA mobity rate high and has been a volunteer for a year or so at a charity,one day a week answering the phone and some pc work.

 

Could the DWP turn round to her and say,if you can volunteer,you can look for work as well ? and stop here current benefits ?

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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Hi Mikey

Did you go to the site I mentioned? The changes occurred on 1st April 2010.

In my scenario I will lose

the IS top up - £2.50 in my case - after earning £20, but everything else will remain in place in full, i.e. benefits I receive now of IB, HB and Community Tax, is not affected.

But an overall gain of £91 and a gain of self esteem is a good exchange in my view.

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Hi again,

I hadn't realised that the link I provided has been edited out. So I have asked for help and once I know what I can provide to you as evidence for my statements I will give you all the details.

Lv lite n har money

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Hi all

 

It may only be £2.50p cash, IS carries other fringe benefits.

You may loose your presciption, dental and optician entitlement when you come off I.S..

Depending on income you may qualify for HC2 assistance.

 

 

( :confused: posts #3 & #5 did mention working and I.S.. post #5 also said about £20 limit :confused: )

 

 

:)

 

 

dk

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Also to add a little,

 

i know someone who did this and after 12 months his benefits were stopped as he was fit for work as they said he had being doing it for the last 12 months no problem.

 

just be causious and check out all the avenues

 

 

as a follow on from above post #21

 

bare in mind IdaInFife's quote

 

Being on IB watch for ATOS medical.

I do not think JSA would allow you earn that much and retain the

rest of your benefits.

 

Please look very carefully at all relevant facts before you act

there may be no way back.

 

regards

dk

:)

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Permitted Work on ESA is certainly different than JSA. Possibly also from IB / IS.

My next meeting with my Pathways Advisor is in about three weeks or so. As this is something of interest to me, I'll raise the point directly for clarification...

Best wishes

Rae

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Hi Mikey

 

Did you go to the site I mentioned? The changes occurred on 1st April 2010.

 

In my scenario I will lose

the IS top up - £2.50 in my case - after earning £20, but everything else will remain in place in full, i.e. benefits I receive now of IB, HB and Community Tax, is not affected.

But an overall gain of £91 and a gain of self esteem is a good exchange in my view.

 

I agree and I wish you well, I was just pointing out you would lose your I.S and as DragonKeeper pointed out the benefits that go with it.

 

I knew the income from permitted work had changed for HB purposes which can only be good news for anybody starting it.

Permitted work for IB is allowed for twelve months :)

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