Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
All claims within last six years.
Total amount claimed £2,000 ish (incl interest)
1st letter sent 13th June 2006
2nd letter sent 27th June 2006 (letter before action) Barclays offer 43% in Full & Final settlement
Offer declined
Claim Issued 4th August 2006 (incl interest)
Served 6th August 2006
Acknowledged 15th August 2006 (intention to defend)
Just wait for them to submit their defence (28 days from date your action was deemed served otherwise you can file for Judgement) then they will send you the aq form to fill in.
Isherwood v Barclays £1155
1st letter sent 3/6/2006
Offer of £465 rejected 1/7/2006
LBA sent 10/07/2006
bogoff REPLY SENT 12/07/2006
MCOL COURT ACTION 17/7/2006
ACKNOWLEDGED 28/7/2006
DEFENCE ISSUED 17/8/2006
Defence and AQ received 23/8/2006
AQ delivered by hand to the County Court 24/8/2006
Court Date received on 26th Sept for 18th January
Documents Sent to Barclays and Courts 12th Oct
2ND JAN SETTLED IN FULL
All claims within last six years.
Total amount claimed £2,000 ish (incl interest)
1st letter sent 13th June 2006
2nd letter sent 27th June 2006 (letter before action) Barclays offer 43% in Full & Final settlement
Offer declined
Claim Issued 4th August 2006 (incl interest)
Served 6th August 2006
Acknowledged 15th August 2006 (intention to defend)
Defence Recd 5th September 2006
Allocation Qustionnaire sent 14th September 2006
Offer received from Barclays in Full and final settlement 24th November 2006
All money owed refunded, in addition 8% Interest & Court costs paid.
Keep on with your claim, to date three bank accounts, with two banks. To date all charges refunded in full and 8% interest paid on amounts.