Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
As we had a small problem due o both of us on SSP, I pushed my Mint card to the limit but did not exceed the limit. There was a margin of about £20- £30 on it, however at the end of the month they had added the interest which then put the card over the limit and for the pleasure of doing this they penalised me £12. This seems like daylight robbery, but is this ethical?
Either way I have now gone through all my statements from day one and found that I have incured charges of about £130 which I am now going to claim back. Although banks can close accounts if they have to refund charges, I doubt that credit card suppliers can do this. Can someone please enlighten me on this also? Thanks.
MINT - Can they do this?
which then put the card over the limit and for the pleasure of doing this they penalised me £12. This seems like daylight robbery, but is this ethical?
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