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    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
    • No, reading the guidance online it says to wait for a letter from the court. Should I wait or submit the directions? BTW, I assume that the directions are a longer version of the particular of claim accompanied by evidence, correct?
    • Thanks for opening, it's been another rough year for my family and I've procastinated a little.. Due to the age of my defaults on this and other accounts (circa 2021), I really need to avoid a CCJ as that will be another 6 years of credit issues. Mediation failed as I played the 'not enough info to make a decision' however during the call for some reason they did offer settlement at 80%, I refused. this has been allocated to small claims track, court date is June 3 and I've received their WS. I'm starting on my WS. They do appear to have provided everything required of them (even if docs could be reconstructions). Not really sure what my argument is anymore but I do want to attend court and see this through. Should a judgement be made against me then I will clear the balance within 30 days and have the CCJ removed - this is still possible isn't it? I'm going to be reading up today and tomorrow and hope you can provide me some guidance in the meantime. Wonder what your advice would be given the documents they have provided? I am now in a position to clear the debt either by lump sum or a few large installments - Is this something i should look into at this late stage? Thanks as always in advance
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Uncovered Drainage hole in Public Pavement


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Hi,

 

Not sure this is the right forum to ask this question but here goes. Several months ago I was walking down Princess Street in Edinburgh. I fell down an uncovered drainage hole. My leg went down the hole upto just above my knee. The council repaired the defective hole cover and covered it up (for public safety) but insist that they are not responsible or liable for my injuries as the cover, despite being on the public footpath, was above a cellar owned by the property owner on Princess Street and told me that the company that owned this building was responsible. I wrote to this company and they state that the Council are responsible for the defect. I seem to be going round in circles can anyone advise?

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Hello,

 

As the hole is directly over a cellar, there is a very good chance that the area of footway concerned is a Private Forecourt and is not maintained by the Highways Authority, in which case your only solution is too take out a small claims court against the property owner, as they will just pass it along to their insurance company.

 

I know that the council has denied responsibility, but I am a little bit suspicious as they undertook repairs, normally they would just make safe the area, and then get the land owner to carry out proper maintenance. By undertaking repairs they have taken on all future responsibility of the repair, and are therefore liable for any future claims, so you can see that Councils would normally avoid putting themselves in that legal position on private land.

 

I reccomend that you contact your local Highways Department and speak to one of the Highways Inspector, ask him if you can visit his offices to chat about the footway in question, and ask to see their own adopted highway maps. Also if they demonstrate that the area in question is private forecourt ask for this in writing, and also ask them about their liabilities of the repair work they have done, get this in writing too.

 

Secondly, if the area in question is a private forecourt, the council are not completely absolved of all responsibility, as the private forecourt will still be deemed a "Public Highway" which is different from a "Publically maintainable highway". But the council will still be a third party liable as they have a duty to inspect and report any defects found on the public highway. They will have a regular regime of inspections, for which you are entitled to a copy of the inspection reports.

 

To summarise you must get back to the council Highways and clarify the status of the land before pursuing the private land owner. Also you will need site photographs and a copy of the council's repair report.

 

If you want any further advice just ask.

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Thanks Mr Government.

 

The footpath in question is the main Princess Street footpath in Edinburgh City Centre. The Council are currently speaking to the property owner over liability. The council have told me they have an inspection regeme and inspected the footpath the week before the incident.

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