Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I read this website with great interest and look forward to following the process to recover bank charges levied against me.
I have prepared the first letter to be sent to RBoS and will be posting this off today.
I went through a bad spell of incurring bank charges on a monthly basis and found managing finances extremely difficult to manage; simply due to the fact that excessive charges were being levied against my account.
The RBoS then took the decision to stop writing to me when charges were being applied, as they were sick of contacting me?!?! Is this normal practice?
I have an overdraft of £2000 and got to this level due to the bank increasing it everytime I was going over my limit and to cover the bank charges incurred. I would be extremely please if I can recover the charges levied and pay off this overdraft.
Fingers crossed... I woudl also be keen to hear of experiences of fellow RBoS customers.
Take a good read round the forums and the RBS forum and you will see loads of others doing this and make sure you read the FAQ's and the step by step and this will help.
Ask about the letters for charges in the RBS forum in your own thread and see if the others have had the same and use this new thread for all your questions and updates os others can follow and if needed support you all the way
Good luck welly
DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU If you dont it wont be here
Let battle commence!!!!!
All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.