Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Result!

  1. #1
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    padi777 Novitiate

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    Default Result!

    A certain bank/building society owned by Lloydsicon TSB has agreed to pay me all my bank charges back. This only took 3 weeks they are now asking for confidentiality my question is how much should I ask for this?

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  2. #2
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    Default Re: Result!

    Start at £50,000

    First Direct, £4031 Recovered
    Halifax, £953 Recovered
    MBNA Credit Card, £120 Recovered
    American Express, £160 Recovered

    Coming Soon......

    Blackpool Council, £190 in unlawful parking tickets
    Carstoppers. £50 from the cowboy clampers

  3. #3
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    padi777 Novitiate

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    Default Re: Result!

    Honestly! you can't be serious should I really start at that?


  4. #4
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    Default Re: Result!

    Congrats Padi777!!


  5. #5
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    Default Re: Result!

    Quote Originally Posted by padi777
    Honestly! you can't be serious should I really start at that?
    £50,000 is small change to the bank, it depends how much they want it. Start high and see what they offer you.

    First Direct, £4031 Recovered
    Halifax, £953 Recovered
    MBNA Credit Card, £120 Recovered
    American Express, £160 Recovered

    Coming Soon......

    Blackpool Council, £190 in unlawful parking tickets
    Carstoppers. £50 from the cowboy clampers

  6. #6
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    Default Re: Result!

    £50,000 is a very unlikely figure unless you have scored some spectacular victory against them.

    You need to give us more details of your victory. Of course to do this in public would frustrate the whole notion of confidentiality - however knowing the deatils will influence the advice you get a great deal.

    You can either post the details here or if you want you can contact me in confidence by pm and we can discuss it and I may be able to offer you some advice.

    However, if they are asking for confidentiality, it indicates to me that your settlement is not yet completely agreed as presumably the confidentiality is part of the deal.

    PM me if you want.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  7. #7
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    Default Re: Result!

    The bank have agreed to pay all the charges levied on my account illegally before the court date on April 3rd. But they have put a clause in saying they require confidentiality before they'll pay. Do I inform the court that they have settled?
    Thanks to everyone will send book token on settlement.


  8. #8
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    Default Re: Result!

    I agree with MondeoST24 - start high to test how badly they want it. Don't forget, if you accept you are effectively selling your right to reply, and rights should not be sold cheaply.

    However, as BF says, every case has it's own merits, and yours is no different - there could be a catch or there could be something incriminating. Make sure you have all the facts and advice before accepting.

    Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

    All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  9. #9
    Site Team The Consumer Action Group BankFodder has disabled reputation BankFodder's Avatar

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    Default Re: Result!

    Quote Originally Posted by padi777
    The bank have agreed to pay all the charges levied on my account illegally before the court date on April 3rd. But they have put a clause in saying they require confidentiality before they'll pay. Do I inform the court that they have settled?
    Thanks to everyone will send book token on settlement.
    Once again, it ouwl be besy to PM me with some deatils here.
    However, my instinct is to say to you to tell them that in that case you will see them in court.
    Don't forget that Lloydsicon is the easiest target here as we have the best evidence against them - the Mcnamara interview which is on soundfile and in transcript in the library.
    PM me with details if you want some help.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

  10. #10
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    Default Re: Result!

    Just PM you Bankfodder



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE