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    • Our price is the same all day, but varies day to day. Yes there's a risk of high prices but it has never gone above SVR any time since I signed up. Last 30 days average 17.67p/kWh, max 20.67 and lowest was 11.83.  It saved just under £300 during 2023.  
    • It you had E7 in the past but have converted to single rate then the meter will still hold the last recorded Night readings. This introduces scope for error when manually reading. If the meter has only ever been used on single rate then there's only one figure that can be taken. For example ours shows "Rate 1" reading and a "Total import" reading, but they both give the sme figure. If it has ever been on E7 the total will be higher, including the retained night reading.
    • okay, perfect and thank you so much for the help once again. so firstly i am going to initiate the breathing space, during this time it's likely ill receive a default. when i receive the default are you aware of how long it will take for me to know whether the OC have sold it off to DCAs? Once it's with the DCAs i do not need to worry as they cannot issue a CCJ only the OCs can Even if i decide to come an arrangement with the DCAs no point as the default will remain for 6 years paid or not paid I should only consider repayment if the OC still won the debt and then issue a CCJ? Just to confirm the default will not be seen after 6 years? No one can tell I had one then after 6 years ill be all good?
    • I'm not sure we were on standard tariffs - I've uploaded as many proofs as I can for the ombudsman - ovo called last night uping the compensation to 100 from 50 pounds for the slip in customer service however they won't acknowledge the the problem them not acknowledging a fault has caused nor are they willing to remedy anything as they won't accept the meter or formula was wrong.   I'd appreciate more details on the economy 7 approach and I'll update the ombudsman with any information you can share. 
    • To re-iterate and highlight my urgent question on this one: The N24 from the court did not include any instructions to submit paperwork 28 days before the date, unlike the N157 received for other smaller claims. Do I have to submit a WS for this court date? Link has!...
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Quinn Car Insurance


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Have a bit of a problem with Quinn Insurance. Last year I took out a Insurance policy for myself and 3 of my daughters (all provisional) and was quoted at about £36 pm, this was fine. In October I informed them of a change of address and the premium shot up to £96 pm. I enquired why and they said that I had moved into a high risk area.

 

Well I checked various web sites and the risk factor was the same as the old address and also I now had off road secure parking. I even got a quote online for £33 pm, £3 less and guess who it was with, yes Quinn. I challenged Quinn and they said they could not offer that to me, but if I cancel the current policy and take the new one online that would be ok. So thats what I done.

 

I now have recieved a demand from Quinn via Regal Credit for £159.25 for cancellation of old policy.

 

Any tips please on how to deal with this.

 

Dave

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Can you confirm

 

i If your cover was continuous?

ii. If when you transferred your cover you were advised there would be a cancellation charge?

iii. If you have spoken / written to Quinn about Regal Credit's letter? If so, what was the reply?

 

If the answer is yes/no/no, then my first stop would be ringing / writing to Quinn advising of the problem.

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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I am replying as announcerman at the moment. If memory serves, I was abroad and there was a approx 1 month gap between policies. No mention of cancellation charges in phone call. As also no mention of charges when amendments made to policy. I have not replied to either Quinn or Regal's letter, only recieved it this morning. They did not transfer cover, i had to take out new cover via internet.

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OK.

 

I think this is made a bit more difficult by the fact there has not been continuous cover. However, the thing on your side is that you have not been told that any cancellation charges will apply.

 

You need to ask for a transcript of the conversation. Put in a DPA request. At the same time ask them for a breakdown of the £159.25, and write to Regal advising you do not recognise the debt, and you are liaising with Quinn.

 

Once you have the transcript, and it confirms you were not told of the cancellation charges, write to Quinn formally complaining about the cancellation charges applied to the policy.

Abbey - owed £3260 - Paid up.

 

Barclays owed £2500 - Paid up.

 

Halifax, Mint & Egg - next on the hit list

 

Dont click on the scales - I'm quite proud of my little red dot! - As the little red dot has gone - click away!!!!

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are you aware quinn is in adminisration PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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