Hi all, just a quick question.
I had an agreement with Cetelem which is being managed by CCCS, but my debt has now been sold to a debt collectionagency.
I want to start claiming for the unlawful charges that will have been applied to this account, but don't know who to persue for them
Do I go to Celetem, who will have applied the charges or the DCA as they own the debt now.
I have been reading various posts, but cant seem to find a definitive answer.
Any help would be greatly appreciated
Richard
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