Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rkilbride Novitiate

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    Cagger since
    Jun 2006
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    Default Debt sold to a third party

    Hi all, just a quick question.

    I had an agreement with Cetelem which is being managed by CCCS, but my debt has now been sold to a debt collectionicon agency.

    I want to start claiming for the unlawful charges that will have been applied to this account, but don't know who to persue for them

    Do I go to Celetem, who will have applied the charges or the DCA as they own the debt now.

    I have been reading various posts, but cant seem to find a definitive answer.

    Any help would be greatly appreciated

    Richard

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  2. #2
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    bongobaz Novitiate

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    Default Re: Debt sold to a third party

    do a dpa request to celetem and a cca request to the DCAicon!

    Halifax
    Settled in Full
    Cap One
    Settled in Full
    Citi Card
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE