Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Following on from my success with claiming from Barclays for the last 6 years, I have decided to take on Barclaycard.
I sent off my SAR Request on the 11th August to Churchill Place, and received statements back today from May 2004, with Late Payment Charges / Exceeded Limit Charges of £120.
I have been following the threads about the 'microfiche argument' raised by BC with great interest. Having come from a legal/teaching background myself (and having researched the internet databases on the DPA), it doesn't seem as though this argument has really been addressed - apart from the Lloyds case,which still doesn't provide any real answers. This debate - about whether data stored ona bank's microfiche system can amount to a "relevant filing system" - needs to be addressed soon - Possibly by the Information Commissioner himself?
Some of the more recent threads from other members seem to be resolved to the fact that Barclaycard are trying to use every argument under the sun to stall from having to make payments (which, as we all know, they are) - and are considering paying the £3 per additional statement.
In my case, it has not been until last year that I lost control of my spending on my BC,so I will only be claiming for that amount.
I wish everyone well, though, in their attempts to recover for the whole 6 years. Good Luck (and dont give up the fight)!!
I'll keep everyone posted about my claim against BC.
Pillowatrick v. Barclaycard
for the last 6 years
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