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Lost pay- insurance WONT pay


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Hiya anybody....

 

Last year a man drove over the front of me at a give way sign, while he was cutting the corner.

 

He was over 1 meter inside my give way box.(on the wrong side of his road)

 

Mobile phone photo's clearly show this

 

Old chap, no damage to speak of on my old banger so I told him I wouldn't persue it.

 

6 weeks later, letter from his insurance wanting me to pay him for damage I did whilst I was over the Line ?.

 

Long story short...

 

Fought with my insurer who said shall we pay 50/50 or go to court.

 

COURT, COURT, COURT. Deffo.

 

They made sure I was aware and available on the date. so I booked a day off from work. (Truck driver, work away).

 

Five o'clock night before telephone call from my insurer. "other side have

withdrawn", no need to attend court.

 

Too late for me to work next day, so lost days pay, asked about this and was told," Oh I don't know, I'll get back to you."

 

8 weeks later I sent e-mail reminding them.

 

Their reply., "as it didn't go to court, you can't claim any loss."

 

Anyone any advice please......

 

sir Fussalot

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It does depend on what the claim was for.

 

If it was a small claims track .i.e. under £5k and no personal injury claim, then no, you can't get your costs.

 

If it was for over £5k or a personal injury claim then it would be in the fast track and you would be able to claim your costs, so long as you could prove your loss.

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