Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jimmelling Novitiate

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    Default Jim v Barclaycard

    Hi all,

    Sent data protection letter and £10 fee - got statements back to June 2004. They state prior to that statements are on microfiche and not "readily accessible" within the meaning of the data act. They go on to say that these documents do not fall within the class of documents to be produced, subject to an S.A.R - (Subject access requesticon)....but I can request them @ £3 per statement though? Any advice?

    Jim.

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  2. #2
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    Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK Authoritative Glenn UK's Avatar

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    Default Re: Jim v Barclaycard

    Jim

    its up to you, its a [problem] or at least most believe they are samming you in this repsect, do a search and have a read through some posts on here and in the Abbeyicon thread.

    Make a decisiosn about either paying up or taking them to court.

    good luck

    Glenn

    PS i havent paid up they have a few days left yet but i have decided to proceed on the basis of what i have and estimate the rest.

    I may enter a claim under the dpa for buggeration factor it will be good experience of form filling for the court and might also get me some more info to boot.

    JMHO

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  3. #3
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    Aitken Brotherston Novitiate

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    Default Re: Jim v Barclaycard

    Here is the section from the DPA that I think they might be from where they got the "readily accessable" bit.

    "relevant filing system" means any set of information relating to individuals to the extent that, although the information is not processed by means of equipment operating automatically in response to instructions given for that purpose, the set is structured, either by reference to individuals or by reference to criteria relating to individuals, in such a way that specific information relating to a particular individual is readily accessible.

    It seems to me that if the data are available for them to send you at £3 a go then they are readily available.


  4. #4
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    Default Re: Jim v Barclaycard

    one of the problmes with the DPA is that its perfeclty clear until you try to use it.

    readily accesible for three quid would seem to fall within the act to me.

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  5. #5
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    Spidee9 Novitiate

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    Default Re: Jim v Barclaycard

    Barclaysicon Bank sent me 6 yearsicon worth of statements which most were on micrfiche within 2 days of SAR letter and refunded £10.00 So therefore Barclaycard should be able to do the same. I got the same letter from Barclaycard from Carol Jones Manchester who will not return my calls or speak to me. Mind you last time I spoke to her I reminded her of D.P.A and she has never spoken to me again since...... They have untill 10th November to comply. I have already sent one lbaicon letter which I have had no reponse.



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