Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


+ Reply to Thread
Page 1 of 6
1 2 3 ... LastLast
Results 1 to 20 of 119
  1. #1
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default ESA, your having a laugh!

    This site has proved invaluable to me in the past, regarding debt issues, bank charges etc.

    It looks like I may well need some advice / support in the coming months as I am now at the mercy of the benefit system, god help me.

    I recently had to give up my Job, and, as my home went with the Job I had to give that up too, and all because I was involved in a serious road traffic accident, My wife and I were hit head-on by an idiot trying to overtake a line of cars, and we had to be cut out of the wreck.
    I had head and leg injuries and smashed up my right arm, it was operated on, had plates inserted, but is still not mending, my wife had whiplash cuts and bruises, but we were very lucky.
    I was on ESA for a month or so then sent for a Medical Assessment, what a farce that was, and suprise,suprise, I failed and was deemed fit for work, scoring '0'. I have appealed against this decision, as there is no way I can work as I have had another operation on my arm a few days ago and its in plaster, and will be for a few weeks to come.

    I am also diagnosed by my doctor with Anxiety/Depression as a result of the trauma of the car accident, and all this hassle is not helping that.

    As well as the Appeal, I also made a formal complaint regarding the Medical Assessment, probably waisting my time doing that, but it makes me feel better, ha,ha.

    I realise its early days as regards the appeal, but I want to be prepared, and its helps talking to people in a similar situation, and from what I've read so far, I am not alone.

    Alan



  2. #2
    Basic Account Holder loan_ranger Informative loan_ranger Informative loan_ranger Informative loan_ranger Informative loan_ranger's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Jan 2008
    Posts : 573 (0.17 post per day)

    Default Re: ESA, your having a laugh!

    Mikebach's website is well worth a read and a good preparation for what to expect.
    DWP ESA Medical Examinations

    I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - see this post by Joa, great advice and links!
    I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.
    Follows
    0
    Following
    0

  3. #3
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Thanks for that, I'll check it out.
    Alan


  4. #4
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    Hi there. If only they were having a laugh......

    I also had anxiety and depression and won when I went to tribunal, but it was hard work and it doesn't help one's mental condition.

    HB x


  5. #5
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Hi all, I've been reading the threads/posts regarding Atos and the Medical Assessment 'Farce'.
    Shortly after attending my assessment, accompanied by my wife, I was so wound up I wrote a letter, originally intended for my doctor, but after finding I had failed the Medical, I decided to include it in my Complaint which I handed in along with my Appeal.
    It probably won't do any good, but it made me feel better.

    In the letter I mention being kept waiting for over an hour, I have since found out, or I suspect, this was intentional, as part of a 'covert observation' part of the assessment.

    Below are the links to my letter of complaint.
    Alan

    http://i811.photobucket.com/albums/z...t/MedComP1.jpg

    http://i811.photobucket.com/albums/z...t/MedComP2.jpg


    Follows
    0
    Following
    0

  6. #6
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    That's an excellent letter, I hope it gets some kind of result for you. HB


  7. #7
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Thanks HB, I hope so too, not going to hold my breath though, it did make me feel I was doing something.
    Thats what I find hardest, I feel frustrated and powerless to do anything about it.
    Alan


  8. #8
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    That's the toughest thing, feeling powerless and unimportant, I know. Fingers crossed for you. HB x


  9. #9
    Basic Account Holder rightsforme Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Oct 2008
    Posts : 119 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Quote Originally Posted by furnitman2003 View Post
    Hi all, I've been reading the threads/posts regarding Atos and the Medical Assessment 'Farce'.
    Shortly after attending my assessment, accompanied by my wife, I was so wound up I wrote a letter, originally intended for my doctor, but after finding I had failed the Medical, I decided to include it in my Complaint which I handed in along with my Appeal.
    It probably won't do any good, but it made me feel better.

    In the letter I mention being kept waiting for over an hour, I have since found out, or I suspect, this was intentional, as part of a 'covert observation' part of the assessment.

    Below are the links to my letter of complaint.
    Alan

    http://i811.photobucket.com/albums/z...t/MedComP1.jpg

    http://i811.photobucket.com/albums/z...t/MedComP2.jpg
    Hi furnitman
    Thats a brilliant letter you wrote and also very much the same experience I had at the farce ATOS medical. My accident was over 10 years ago and and I was diagnosed with severe PTSD (post traumatic stress disorder) and suffer severe back pain ever since. I was lucky enough at the time to see a top specialist and had managed to control the PTSD till problems at work which led to me having to leave brought on a major recurrence. I still tried to continue to manage this myself and went onto JSA but unfortunately it became so bad that I became suicidal and had to be signed off and go onto ESA. But then came the farce ATOS medical and refusal and 9 months of hell waiting for tribunal and finally getting to see there lies. I won the tribunal based on my proper specialist medical evidence and did not even have to attend. Got another letter to go back to ATOS 2 weeks later, went and would not see me as it was same person who saw me he refused as the case had been against him, re booked for following weeks went and received interrogation. I lost in end and accused her of trying to kill me off, then to top it all got yet another letter to go back again , seems report was done manually and even though i had just been paid for attendance on both dates it had not been put on system. My friend had to deal with it and also asked for complaint form. I couldn't even talk. I am finding it very hard to get my PTSD under control with all this harassment. Had they not done all that I may well have been back at work by now instead it has been made worse. I am up and down like a yo yo I dread the thought of ever having to go back there and just pray that I can get both the PTSD and back sorted before I have to. Good luck with your tribunal and you might also want to look at applying for DLA as welfare rights also got me that which I had not realized I would be entitled too.


  10. #10
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    rightsforme, that's a dreadful story. I know how it makes you feel and it's crazy that the people who are meant to help seem to be deliberately making you worse. Have you involved your MP and have you, furnitman?

    The CAB report said that many people are concerned that there could be extra costs to particularly the NHS psychiatric services, if I remember right, by people having their recoveries impeded or set back severely by this sort of treatment. Is there are charity that represents people with PTSD? Some of the charities contributed to the CAB report and they weren't happy either.

    Big hugs to both of you. HB x


  11. #11
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Thanks HB, no I've not involved my MP yet, will do though.
    I've been tempted to kick up a fuss at the Jobcentre plus, and get the matter in the media, but prefer to explore all legal avenues, first.
    Alan x


  12. #12
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    Well, you're not alone in feeling that way. I think something is building through this forum.

    HB x


  13. #13
    Gold Account Holder pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative



    Follow Real_CAG on Twitter
    Cagger since : Jan 2007
    Posts : 5,393 (1.42 post per day)

    Default Re: ESA, your having a laugh!

    Well soon as the new government is formed and we know who the disability minister is we can start battering and kicking up a stink.

    PF


  14. #14
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    Bring it on, PF. Can I sit next to you on the coach please?

    HB x


  15. #15
    Gold Account Holder pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative pompeyfaith Authoritative



    Follow Real_CAG on Twitter
    Cagger since : Jan 2007
    Posts : 5,393 (1.42 post per day)

    Default Re: ESA, your having a laugh!

    Indeed you can lol

    Now there was a posting on this site this morning from Reef TV they were looking for people with consumer issues that they could take on and sort out for a new BBC programme.

    Ive been searching for it for the past 0.5 hour and cant find it.

    PF


  16. #16
    Basic Account Holder furnitman2003 Novitiate furnitman2003's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Feb 2007
    Posts : 157 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    HB, It would make a great day out, lol.

    Well done, PF, Keep looking, I'm up for it.


  17. #17
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    Hi guys, I'm not necessarily joking. I can't claim it's my idea, there are lots of threads and a campaign thread here along similar lines. I hope I haven't hijacked your thread, furnitman.

    HB x


  18. #18
    Basic Account Holder rightsforme Novitiate



    Follow Real_CAG on Twitter
    Cagger since : Oct 2008
    Posts : 119 (0.04 post per day)

    Default Re: ESA, your having a laugh!

    Quote Originally Posted by honeybee13 View Post
    rightsforme, that's a dreadful story. I know how it makes you feel and it's crazy that the people who are meant to help seem to be deliberately making you worse. Have you involved your MP and have you, furnitman?

    The CAB report said that many people are concerned that there could be extra costs to particularly the NHS psychiatric services, if I remember right, by people having their recoveries impeded or set back severely by this sort of treatment. Is there are charity that represents people with PTSD? Some of the charities contributed to the CAB report and they weren't happy either.

    Big hugs to both of you. HB x
    Hi honeybee
    My friend is going to put in the complaint and welfare rights were great they won my tribunal for me and also put in for DLA which I was awarded with no problems for a year. Charities that represent people with PTSD are few and far between, and I only know of one called friends which is in somerset as I have a friends down there so I hope to eventually get moved there so support would be on hand when needed with rather than have to be reassessed then wait for a sessions of appointments. I hoping that I will be able to get back sorted and the PTSD under control before I have to go back to that farce ATOS. Still not had the report from them on the work focused medical nor appointment with adviser. I have however seen a work adviser via recommendation from my councilor and she was great. I have decided I would like to do training to go into advice and support work and just have to contact her once I am well enough. What we are being subject to is horrendous, barbaric, unjust and inhuman and most definitely discriminatory to those of us that have genuine illnesses and disabilities and i hope that in the future I will be able to help others suffering. Once things are all sorted with the government I do intend to write to them too.


  19. #19
    Gold Account Holder RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK Authoritative RaeUK's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Oct 2009
    Posts : 4,058 (1.45 post per day)

    Default Re: ESA, your having a laugh!

    Quote Originally Posted by pompeyfaith View Post
    Well soon as the new government is formed and we know who the disability minister is we can start battering and kicking up a stink.

    PF
    Quite right PF. I'm sitting back waiting to see how the land lies.
    We're all in the poo together and - I think it was HB who said it - there is a good undercurrent swelling about this forum.
    We are all beginning to recognise that it's not just us. Not just me. Not just you. But tens of thousands of disabled and long term sick who are suddenly finding themselves cast adrift from a society that cares.
    The blame firmly lies with the Government and the DWP.
    I just wrote something on another thread which I think sums things up:

    'There seems to be an endemic, systematic and institutionalised discrimination throughout the DWP against GPs and other healthcare professionals. It is almost as if the entire creaking organisation has succumbed to a God complex. It needs changing imho.'

    I do think that we are slowly boiling up with our frustration at a system that doesn't listen. I hope that feeling permeates our community. Because that is the last stage of fermentation.
    We have had organisations - charities etc - voice concerns for us collectively and they were largely ignored. The media has slowly started taking an interest.
    The next step is that those directly affected - us - start to take individual and collective action. To protest and rebel.
    It is a process that takes time. We do not have either the resources or the ability that other social sectors may have. But that is what makes this growing angry mood more fearsome.
    The effort we have to make is greater than the fully fit. To mobilise the mobility impaired shows a depth of anger not yet witnessed in this country.
    I would be very interested to see our general mood in, say, eight to ten weeks time...

    Up the revolution!

    Best wishes
    Rae

    Follows
    0
    Following
    0

  20. #20
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



    Follow Real_CAG on Twitter
    Cagger since : Nov 2009
    Posts : 39,607 (14.30 post per day)

    Default Re: ESA, your having a laugh!

    Hi Rae and furnitman. I think I did mention something, but not as elegantly as a swelling undercurrent. You should have been an author.

    Up the revolution, as you say.

    Furnitman, I haven't forgotten this is your thread, although I hope you'll be on the coach. Welfare Rights are terrific from what I've read here, for those who have access to them. And I think your ambitions are admirable. Odd that a 'sponger' can consider putting something back and helping people. They'll never believe it .

    A lot of forces people are affected by PTSD, aren't they. I thought there was a charity that helped and campaigned for them and possibly other sufferers, but I can't recall the name at the moment. Have you looked at that at all?

    My best, both. HB x



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE
We use cookies to personalise content and ads and to provide social media features. We also share information about your use of our site with our advertising and analytics partners. See details