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    • thats not the way to do it sorry. sorry so what is your problem? that vanquis paid the £560 or that they are now chasing it? how old is this debt? dx  
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    • Howdy, I had a short lived credit card with Vanquis that I did not need. I paid it off in full and called them and closed it with the person at the other end. 2 months later they started sending me messages about late payments, I called them and to find out that the card had not been closed in error and 6 weeks after it should have been closed they paid a google debit of £560. I hit the roof and made a formal complaint that took them well over a month to respond to. They agreed they were at fault, refunded all late payments fees and offered me £100 in compensation. However they said the debit amount stood as 'I had benefit from it' and I should get a refund from google. I hit the roof again but they have stuck to their guns. The debit from google is a genuine one but I wanted to dispute it with google so closed the card so they would have to engage with me. But surely that's neither here nor there surely? What is the next step? Ombudsman takes forever doesn't it?  thanks in advance
    • Yes, it struck me this morning that I'd got it wrong    - no involvement of UKPPO in any previous Tesco thread    - there would have been an entrance sign to a Tesco car park    - CCTV isn't something associated with Tesco car parks. Presumably whoever runs the car park has put CCTV at the electric, and probably BB, areas, done absolutely nothing to stop abuse, and then rubs their hands in glee every time the CCTV catches a motorist out. You can pay £60 and this will go away. Or you can defy UKPPO and rely on their non-respect of POFA, consideration period, etc., should they be daft enough to do court later down the line.  We would support you all the way.
    • Good evening folks, i have my hearing tomorrow at 3pm. I have never been to court for a civil matter, what is likely to happen  and what do i need to do?  I plan on going straight from work, i finish at 2pm, it will take about half an hour to get there, does that sound ok? I called the court late this afternoon, sadly i was too late in the day and the office was closed.  
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THE Election - Made your mind up yet ??


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Here's a little tool to help you, even if it was in the Telegraph.

 

How should I vote in the General Election 2010? - Telegraph

 

According to my answers I'm Labour with a lean to UKiP, which is about right !! :rolleyes:

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Please don't rush, take time to read these:-

 

 

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Made my mind up, long ago.

 

Unfortunately, for the first time in my life, I cannot get to the polling station.

 

:-x

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

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Oh Dear,

 

I'm BNP by just a fraction to labour and then UKIP in third.

 

Good job I can't vote isn't it:p

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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It gets better, if I choose all parties to choose from:

 

green 72%

libdem 61%

BNP :shock: 48%

UKIP 43%

Labour 42%

Con: 38%

 

The fact that BNP and UKIP should score so high proves conclusively that this test is a crock!!! :razz:

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Made my mind up, long ago.

 

Unfortunately, for the first time in my life, I cannot get to the polling station.

 

:-x

 

Hello Rooster,

 

I don't know your circumstances, but if you contact your local candidate they should be able to offer assistance in this.

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Well mine comes out with Conservatives first, Lib Dems not too far behind and Labour in 3rd. I didn't pick any other parties.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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It's not only the problem of getting there. Once there, it's a matter of getting from the road to the actual station which is tucked away in the middle of a school. There's nowhere along that route to sit down and rest my leg.

Apart from that, the swollen foot prevents me from getting my shoes on. I'd look a right divvy, hobbling along in my slippers. :lol:

 

Anyway, I'm confident that my choice of party will win, whether I vote or not!

 

:lol:

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:lol:

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59% Lib Dem 53% Labour 49% Ukip

 

Pf

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Rooster have you not registered for postal vote ?

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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59% Lib Dem 53% Labour 49% Ukip

 

Pf

Looking at that makes me curious!

 

That makes a total of 161%. :-?

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I'm going to get an email tomorrow to remind me of the election. As if I could forget.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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I'm Plaid Cymru but have Labour and Green Party veiws as well.

 

Plaid Cymru will DEFINITELY not be getting my vote. Mind you, that could be because they don't have candidates in Dorset. Now why is that? ....

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Looking at that makes me curious!

 

That makes a total of 161%. :confused:

 

LOL have a look at bookys

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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It's not only the problem of getting there. Once there, it's a matter of getting from the road to the actual station which is tucked away in the middle of a school. There's nowhere along that route to sit down and rest my leg.

Apart from that, the swollen foot prevents me from getting my shoes on. I'd look a right divvy, hobbling along in my slippers. :lol:

 

Anyway, I'm confident that my choice of party will win, whether I vote or not!

 

:lol:

 

I would be disappointed if the candidate helpers could not offer a wheelchair where needed.

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Was watching the riots in Greece on TV today-The people are angry at the ultimatums.

One woman said-"We are being asked to take a 30% cut in our wages-yet our country is spending millions on 2 new Warships from France"...why do we need Warships when we cant afford to live ?

 

She makes a good point.

 

France of course is the biggest exporter of weapons so will obv want to see Greece survive so they get their money.

 

Germany meanwhile says that Greece should comply with the IMF package or leave the EU-but its not so simple.

 

When the EU's membership was only 8 or 9 then things were a little different-and hop long did it take Italy to get membership ?

The Mafia had to abandon their guns and come to the table-much the same as happened with Adams and McGuinness.

 

We have UKIP and the BNP saying that we are better out of Europe-yet we still have our Pound and in spite of that suffer the same as the rest.

 

We would do better out of Europe if we still had a good manufacturing base and did not rely on China-but no one can complain that a set of knife and forks from China cost a fiver less than those made in Sheffield.

 

Our Government paid Nissan millions in grants to build a factory in the North East-they allowed the Indians to get Jaguar Landrover for a song,our British Mini to go to BMW and Rolls and Bentley to go to VW and BMW.

Our heritage.

Our manufacturing base has gone-ok replaced by IT but we dont even have a look in there-LG was given millions in grants from the GOV to open a factory in Wales !

 

We have trained Doctors and nurses to people from abroad at a cost of millions-only to see them leave the UK for better wages later.

 

Whichever party or leader gets in-is unlikely to change much-we are stuck with Europe and if we do pull out then we would prob be worse off in the long run.

 

Chinas economy grows by the minute-and props up the US debt mountain of trillions-Russia s cosying up to China and supplying them with millions of tons of wood from its forrests,steel,and Oil.

 

Anyone who thinks the recent talks of cutting back on nukes has been a success between Putin and Obama will prob be unaware that Putin has increased defence spending by 800%-builds new subs,re-introduces flights over Europe with the menacing blackjacks,and orders new ships from France-so to hear Clegg talk about scrapping our deterrent which has kept the Russians off limits since the 70s will no doubt be a blessing to Vladimir.

 

Many Eastern Europeans will be praying for a hung result-knowing that the Dollar will prob rise against the £

 

The Poles here in particular since the dollar is still favoured against their currency as it is in Russia and Ukraine.

 

In fact the only problem will come with their flights....if the ash cloud stops Ryan Air or Easyjet cheap flights to Krakow or Warsaw-then they will have to spend a few more nights watching Jeremy Paxman grilling the winner.;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ah BUT....if they came under attack-the worlds Mafia and all the dodgy leaders who have dosh there-would have their armies there in no time.

The Swiss know that-they dont need to pay big money on their own defences.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It's a shame we can't become part of Switzerland, keep the world's money and stay out of everything!

 

 

 

 

And they has the bestest chocolate :p

 

 

 

 

 

 

 

 

 

 

 

 

 

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