Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I sent a letter to Barclaycard requesting a refund of all penalty charges to my account in the last 6 years and received a letter offering me £291, which I rejected. I wrote back saying as they had not given me a full Breakdown of the charges to my account I could not see if this was a fair settlement.
I requested a copy of all charges under the DPA and they refused saying they are on a microfiche system. I wrote back saying this is covered and they have now sent me a printout of my statements going back to May 2004. Does anyone know how I can get copies of my charges going back to 2000?
i wonder if you could help me???
i have been reading with great interest your account of getting your money back from banks and was seeking your advice.
i have sent a letter to barclaycard asking for details of charges and or bank statements going back the last 6 years! they have sent me details going back to march 2005 and say i will have to pay £3 per statement for the rest as it is stored on a microfich or something like thta. can anyone advise me if they are allowed to do this? and if now what can i do next. please email me on this address (david . seale @ ntlworld . com) withouht spaces as your help and advice would be much appreciated!
thanx