Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I would be tempted to reply, advising them that they have obviously misunderstood the OFT ruling and that they should seek legal advice in order to respond to your request within the legal timeframe you have already advised them of.
They are coming up with some amazingly daft letters!!!
Dinahjl :grin:
HSBC - 2 Accounts - owe us £5.8K
10 Aug offer received of 50% owed on smaller account. We Replied and REJECTED offer
11 Aug 2nd offer made on same account - £500 higher! REJECTED AGAIN
18 AugMoneyclaim submitted for £3848 on main account. ACKNOWLEDGED 23 Aug.
30 Aug Moneclaim prepared for 2nd acc £2389.56
9 Sept RECEIVED OFFER IN FULL SETTLEMENT OF £6134.30
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OFT ruling only applies to credit cards
on the grounds that the OFT ruling only applies to credit card accouts?
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Re: OFT ruling only applies to credit cards
