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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Voluntary Redundancy - Job Seekers Allowance?


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Hello,

 

My situation is that I have been made redundant via voluntary redundancy. Does anyone know if this still allow me to claim Job Seekers Allowance, or the fact that I volunteered for the redundancy excludes me.

 

Any advice would be much appreciated. Thanks!

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Hello. This is the directgov website page and link to jobseekers information. Hope it helps a bit.

 

Jobseeker's Allowance

 

To find out about Jobseeker's Allowance, who can get it and how to claim online go to Jobseeker's Allowance.

 

 

 

 

I could be wrong, but I'd say if you're redundant it may not make a difference if you've volunteered for it. But have a read of the website and someone with more knowledge than me will be along soon.

 

HB

Edited by honeybee13
fogot link!

Illegitimi non carborundum

 

 

 

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Thanks again Honeybee!

 

Yeah, I had a look at it earlier. It does not seem to make any distinction with regards to redundant or voluntarily redundant. I guess maybe its all the same in their eyes. Lets see I guess.

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This question doesnt really get a yes or no answer....it all depends on a few things.

 

Your advisor would look at a few things:

 

1. If you didnt accept redundancy under voluntary terms would it then have become compulsory redundancy?

2. Were the redundancies due to your employer moving the premises you work at to another part of the country that would be impossible to commute to?

3. Would you still have a job if you hadnt of accepted the redundancy?

 

Some advisors refer all of the claims that go through them to the decision maker for LV (leaving voluntarily) decisions and some advisors use a bit of discretion.

 

If the advisor refers your claim to the decision maker what happens is they send a form to your previous employer and one to you, you both answer the questions as to why and how the employment ended and the decision maker then decides if you have purposefully made yourself jobless. Again they use some discretion and it helps if you and your employer says the same thing.

 

It is always worth putting your claim in because this decision is not usually made until all the information is in which can take weeks. You will be paid (if you qualify) jobseekers allowance until the decision is made. If the decision maker finds in your favour then nothing changes. If you disagree with the decision you can always appeal against it providing further relevant evidence to back your argument.

 

If you do put your claim in and they stop your money after a couple of weeks you still get a couple of weeks of benefit that you wouldnt get if you didnt claim and also even when your money is stopped you can still get support from the jobcentre to find work or attend training courses if you want to retrain or try something different.

 

Hope that helps

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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Thanks Monx!

 

Any idea if sharing data with said advisers/decision makers would amount to a breach of the Compromise Agreement with my former employer.

 

Agreement makes exclusions for sharing data with:

 

- HRM Revenue and Customs

- Legal or Professional Advisers (providing the keep info confidential)

- Insurers

- Recruitment Consultant or Prospective Employer

 

I'm guessing said advisers/decision makers would fall in to the "Legal or Professional Advisers" category.

 

Cheers!

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Hi BugBear4

 

A compromise agreement is different than redundancy under voluntary terms.

 

This used to have an impact because of the rules around accrued holiday pay and pay in lieu of notice as these used to affect when your claim would be paid but this is no longer the case.

 

I assume that your employer wanted to end your employment and as such rather than going through the redundancy route they paid you a lump sum, part of which was to compensate you for your "loss of office" which used to include said holiday pay and pilon payments..as they no longer affect the claim, as long as you bring a copy of the agreement to the initial claim interview where the salient points can be photocopied it shouldn't affect your JSA claim (as long as it is contribution based and not means tested income based). Your compromise agreement may say that you cannot share the info in it with a variety of offices but it is the only way your claim can be assessed and any employer who has gone down that line before would know this.

 

The jobcentre takes claims evey day that involve compromise agreements and there has been no problem before.

 

Hope this helps.

Advice given is my opinion only, I am not a legal or financial expert (far from it).

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