Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just a quick question. I had a limited company which ceased trading last April and was dissolved in September. I wrote to the Abbey stating that I had ceased trading and not to authorise any further payments.
They have since continued to make direct debit payments which as caused the account to go overdrawn. I never had any overdraft facilities and I insisted at the time that I did not wish these.
Now the Abbey have demanded around £200 and have put a default notice on the account.
Where do I stand? I cannot remember if I gave a guarantee when I opened the account, but as far as I am concerned, I have not authorised an overdraft on the account, yet they have caused this.
The Abbey
stating that I had ceased trading and not to authorise any further payments.
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