Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 25th March 2006 10:55 #1
    magpie-c13 magpie-c13 is offline
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    Default Claim against the Clydesdale Bank - please help!

    Hi, I'm new and wondered if anyone could please help me get to grips with what I'm saying in my claim against the Clydesdale Bank.

    They've charged me £25 for a paypalicon charge which came out of my bank a couple of days before I got paid, resulting in me being overdrawn by about £30. I understand that the reason the charges are illegal is that they exceed the amount the breach of contract has actually cost the bank, so am I arguing that all they could have lost in this case was the interesticon lost over the couple of days before the account was replenished?

    Sorry for being dim, I'm not very good with financial matters!

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  2. 25th March 2006 12:03 #2
    BankFodder BankFodder is online now
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    Absoluyely correct. now read around the forum material and vsisit the library and read the FAQ to understand the step which you have to take.

    Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential.
    Please include a link to the post you want me to look at. If you have received a defence, contact me.
    Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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  3. 27th March 2006 12:30 #3
    blasthebank blasthebank is offline
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    Unhappy Re: Claim against the Clydesdale Bank - please help!

    Hi there, i don't envy you with the Clydesdale, i have had to deal with them since i won my house in a court battle, my ex had them as the morgagees they are the most unreasonable bank i have ever come across.
    GOOD LUCK

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE