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The Maverick vs Bank of Scotland Credit Card


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Hi all,

 

Last summer I got into financial difficulties and got behind with my Bank of Scotland card (balance £6k). I sent a request for a CCA and what I got back looks ok, although did not have a specific amount of credit which I believe could be an issue. For several months I have not heard anything but now Moorcroft/Midas Legal services are sending me 'litagation warning' letters and demanding the full amount straight away.

 

Ideally I would like to offer a f&f but not sure of the best way to go about it, can anyone help?

 

Should I send them a prove it letter first to see what they have got as I am sure they will not be in possession of any actual documents themselves.

 

Would appreciate any advice.

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