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£25 charge for missing direct debit payment


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I have missed a few payments for my car insurance because of lack of money in my account to pay for it (mostly because the bank keep charging my so much for being in the red for previous months-i'm in the process of reclaiming this money) can i reclaim these charges from the insurance company in the same way i can with the banks?

 

Matt

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No reason why you can't. If the charge is a penalty charge and doesn't reflect their costs then you should be able to chase them for it. I would write to them first and ask them for a breakdown of their costs and how they arrived at a figure of £25, to get the ball rolling.

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