Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 21st August 2006 12:40 #1
    Darwin Darwin is offline
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    Default Payment Protection

    I have 4 credit agreements with HFC Bank and am just about to send off the prelims , however I have noticed that I have been paying payment protection on 2 of them.
    I wasnt aware that I had actually taken it out , I phoned customer services and cancelled it but wondered if there is any chance of claiming this back ?

    It amounts to £500+

    could I add it to my claim for bank charges that I have already worked out ?

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  2. 21st August 2006 13:53 #2
    thewifeandI thewifeandI is offline
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    Default Re: Payment Protection

    You would probably have to ask them for a copy of a signed agreement as proof of you asking for this insurance. If they can't provide it then I would have thought that you can claim it back.

    Jeep (The Wife & I)
    Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06
    Halifax joint a/c new charges £1100 - LBA sent 02/08/06
    Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)
    Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far
     Halifax Visa (#2) Data Protection Act sent - refunded £170
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE