Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My progress so far is as follows:
06/08/06 Recieved bank statements
10/08/06 Collated information on Excel spreadsheet
14/8/06 Sent off letter claiming interest refund
21/8/06 Recieved letter saying cant refund...blah blah... contact FSA... blah blah
Send the next letter. I assume you sent the preliminary one? Well send the lba.
Hope that helps.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Great news - can you please PM a mod with the details for the Litigation In Progress section?
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
I have just recieved letter going on about... unable to resolve my complaint... aproach Financial Ombudsman Service... blah blah... if they dont here from me with in 56 days they will close the file!!
Ignore the letter - you are in the court system now
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
They are a bit slow at the moment but I would guess at back end of this week.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Just got a letter from Karon Winkler - Member relations manager.. sorry youre unhappy.. blah blah.. charges being refunded (yippee)..... consider matter closed....blah blah...
Theres no money in account yet... should be here soon!!
Give them another few days - it could go in in dribs and drabs. You will get a letter from them stating how much they have refunded you as well....oh, and your closure letter!
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
Hi
Can you please advise me the following-
Ive received the 'close your account letter'... but not the rest of the money what should I do now?
I also got a letter from the court.. what should I do about that?
Hi
Not sure if you noticed my last post so I'll post it again.. cheers
Can you please advise me the following-
Ive received the 'close your account letter'... but not the rest of the money what should I do now?
I also got a letter from the court.. what should I do about that?
Progress so far....
refund
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Originally Posted by PatriciaNation
