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    • No I have not. I will probably do that
    • Based on ECP's previous, what will definitely happen is this. They will send more idiotic letters. After they will send a Letter of Claim, and it is essential that your brother replies at this point to this to show them he would be big trouble in court. Next it is highly likely (but not certain) that they will crawl back under their stone and that will be the end of the matter. The slight worry is that if they do do court it will seem a likely story to a judge that your brother has no connection to the ticket, when it was him who appealed and replied to the Letter of Claim.  Indeed I think it would seem the lot of you were playing games with ECP and with the court by getting unconnected people involved and then later deny they were involved. So be aware there is that slight risk. You talked about "a mess" in your first post, and you weren't wrong. Someone hires a car and gets a ticket.  There is an appeal.  Who appeals, the hirer?  No, the hirer's mate's son.  Obvious! There is an approach for help to a consumer website.  By the hirer?  No, by the hirer's mate's son's brother! This is so damn silly and totally avoidable. Anyway, it seems the decision has been made for your brother to carry the can so whatever consequences will ensue will ensue. 
    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
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ill health retirement and benefits advice needed


bdk69
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Hi everyone I am new to this so appologise if this is not the right place to post this.

 

I have had health problems for some time now and am currently on sick leave with depression. 2 years ago I started to have sight problems and was referred to an eye hospital. I can only see shadows in my right eye and have occasional blurred vision in the left. The hospital conducted lots of tests and said they could not find anything wrong despite me not being able to see properly and I was discharged. My eyes are getting worse and its causing problems reading and writing. I use magnifying spectacles to help. Someone said I should be registered as partially sighted but if the hospital say they can find no reason I can't see how registration can take place. I believe the hospital would be the ones that would register me, is right?

 

Then i started to get pins and needles in my arms and legs and numbness. my ballance gets affected and on some days I can't move out of my bed. My brain tells my legs to work and they don't. My speech on bad days goes slurred and I can't seem to string a sentance together. On bad days I forget how to do things (like tieing a bow or writing)

 

I have now seen a nuerologist who is investigating for Multiple Schlerosis or a blocked basilar artery. I am currently waiting for an appointment for a scan. All this has brought on another bout of depression and I have had a nervous breakdown. I am having panic attacks when I go out so have started to stay in all the time.

 

I am on sick leave and have signed to say my employers can ask for medical info from my GP. I think they are going to go down the avenue of ill health as I am unable to do my work. I have no idea what is the best thing to do.

 

Can someone tell me the difference between retirement on health grounds or being asked to leave or sacked due to health issues.

 

I want to claim DLA but know this is a battle in its self. I do not have a diagnosis yet so how would this affect a claim?

 

If they retire me (I am 50) and I am not in a pension scheme what would I be entitled to?

if they retire me do they pay me till I finish or do I get some kind of pay off to go?

I am at my wits end as I have never been on any benefits and would not know how to start. I am scared I will end up with no income.

 

Please can someone advice what I should do?

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Hi there and welcome. This sounds awful for you and yours, and at a young age too. I'm really sorry.

 

I don't think you'll end up with no income. Someone who knows about benefits will be along and advise you what to do, I'm sure.

 

My understanding of ill-health retirement would normally be if there's a pension scheme involved, but you say you aren't a member of one. If you have any other pensions with previous employers or private ones of your own, they can pay early pensions too, with no minimum age.

 

I would think the only way the company are likely to pay you is through a pension scheme you're in, or if they have a sickness policy going. Do you have an employee handbook that gives any info?

 

Or you might have cover of your own, incuding credit card illness cover, if you have it.

 

Depending on how your thread goes, you may also find yourself posting on the Employment forum here later on, which is somewhere else I hang out at CAG.

 

On being registered partially sighted, I'd have thought it might be worth speaking to your GP's surgery, or looking at one of the charity websites.

 

CAB are usually good on benefits and submitting forms.

 

Does that help for starters? I'm happy to answer any questions you have on what I've posted above, but please don't ask me about benefits.:)

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thanks honeybee13.

 

I have not got any works pension from any previous employer either.

My employer has a sickness policy I get full pay for 12 weeks then half pay for 12 weeks.

 

I think maybe I should contact the society for the blind and see what they advise.

 

I need help with my depression too. My Gp perscribed Prozac about 8 months ago which didnt help so she doubled the dose. I then had the breakdown so she changed my medication to duloxetine. I am not seeing anyone but myGP and no councellor or psychiatrist which I think would help. I am so witdrawn and am usually a strong person. I just feel like a wreck and its hard due to having irrational thoughts etc which is why I think I need more help. I have also developed slight OCD tendancies.

 

I just don't know how I will manage or how to claim benifits. Maybe a visit to Citizens Advice is in order.

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Hi 'bdk69',

 

I fully agree with 'honeybee13'...

 

You should firmly establish the medical reasons related to your actual state... Once you are aware of diagnosis and prognosis, then you can start contacting the right organisations to secure both financial and medical help.

 

I fully understand how difficult it is for you to face such an unknown situation, more so when you have been an active and supportive member of the community...

 

As per your employer, they are doing the right/legal 'thing' by accessing your medical records... it will give them an insight into diagnosis/prognosis and will help them take a decision... you must be aware that they may dismiss you on ill-health grounds...

 

You MUST get in touch with your nearest CAB, so they can inform you about benefits and help you with all documents, if necessary.

 

The CAG is behind you and do not hesitate to continue posting...

 

Take great care of yourself...

 

:)

---Aut viam inveniam aut faciam---

 

***All advice given should be taken as guidance... Professional advice should always be taken before any course of action is pursued***

 

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Make a contribution to this site... Help the CAG keeping on helping you for FREE.

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Hello again. If your medication isn't helping, I would suggest you ask to see an NHS psychiatrist. A friend of ours saw one who prescribed a completely different pill to the GP and it worked much better.

 

We'd really like to help you, please keep asking any questions you have.

 

My best, HB

Illegitimi non carborundum

 

 

 

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hi im not much help either, but facing a similar thing with my husband been on long term sick but hes been lucky in that his company have an insurance company who pay reduced payments.

 

my husband is able to claim in capacity beneft, theres another word for it now, but citizens advice could definately tell you what you need.

 

also you didnt say if you owned a home or was renting, if renting you wil get help with paying rent and council tax. even if you do own your own home, you will get help with council tax.

 

so sorry for your situation, its so cruel when your already feeling very low with depression to then face all this uncertainty, they dont realise how worries like this can send you spiralling, here if you need us x

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Greetings bdk69,

 

Right, I do not want to alarm you but the symptoms you have told us about I really think you should be getting urgent medical attention.

 

All what you have said points towards a neurological condition.

 

I am a stroke survivor of nearly 20 yrs so do not be alarmed my stroke was a very bad one that needed open surgery and 3 months of induced coma but I am a living witness that live still goes on and on.

 

Your Doctor I think should be referring you for CT and MRI scans to rule out a TIA if nothing else.

 

Please have a read of the Stroke Association site below it is full of very good info particularly the fact sheets.

 

The Stroke Association - The Stroke Association Homepage

 

The Stroke Association - Information

 

The Stroke Association - A-Z list of Factsheets and Resource sheets

 

Regards

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Thanks everyone for your help and kind words. I have seen a nuerologist and he is sending me for a scan on my basilar artery and a brainwave test. I had a scan last June and the december before they were both clear. The Nuerologist thinks either it could be MS or a blocked basilar artery thats what he is looking at. This has been going on for the last 2 years now and is very frustrating. If only someone could say yes its???? then at least we could start treating it and move on. To tell the truth I don't care what it is I will face it. My main worry is my eyes. One sees only shadows and the other is blurred yet eye hospital found nothing wrong and discharged me. I think it is them who register you partially sighted but it never happened as they said it may be nuerological.

 

its so nice to know you are all out there rooting for me. I wish my employer would tell me what they were planning too.

Thanks everyone I will keep you posted.

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