Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Claim for the £950, that's what they've taken in charges. They will no doubt refund whatever the account balance is to your card and then refund the rest in a cheque.
But your claim should be for the full amount they have taken in charges
Abbey Prelim Letter sent 16/06/06 - LBA sent 30/06/06 - MCOL served 22/07/06 - Acknowledged 26/07/06 - Defended 16/08/2006 - Settled 20/09/06 :o Abbey 2 Prelim Letter sent 22/09/06 Abbey 2 LBA sent 9/10/06 MCOL 03/11/06 Cap One Prelim sent 28/06/06 - LBA sent 13/07/06 MCOL served 05/08/06 - Acknowledged 02/08/06 - Served 05/08/2006 -Settled in full 22/08/06 Halifax Prelim sent 03/07/06 - LBA sent 17/07/06 MCOL issued 03/08/06 - settled in full 09/08/06 MBNA S.A.R sent 21/08/06 Settled 21/09/06 Morgan Stanley S.A.R sent 29/09/06
Mahoutie vs C1. (Advice :)
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