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Hiya i did the letter thing with Capital One, my charges totalled £1010 and i was made an offer of £403....any suggestions??? Do i take it, or go for the lot? PS it took 15 days for an offer!!
Go for the lot!!
If there offer was in full & final settlement -reject it -its your money they owe you.You will get ALL you ARE OWED BACK.
Charlie
Nationwide Total settlement for first claim £810.92 (Charges £570.00) total charges £2579.00 (Another 4 claims to make)
Tesco personal Finance -NO penalty charges see post end thread
Egg DPA complaint sent to ICO see thread
Egg also trying to get defaults removed Abbey National/MBNA credit Card - Eventually settled in FULL
Advice & opinions of CharlieHo are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
If you have already filed your claim at Court, you don't need to respond to the letter, just let the Court process run its course.
if you haven't yet filed, write a letter back saying that you are willing to accept the sum as a Partial refund but that you intend to pursue the full amount through the Court.
have you already sent off your lba? If so, once the 14 day deadline has expired, file your claim at Court.
Lots of us (if not all) have had these offers..it's standard.
Good luck
Abbey Prelim Letter sent 16/06/06 - LBA sent 30/06/06 - MCOL served 22/07/06 - Acknowledged 26/07/06 - Defended 16/08/2006 - Settled 20/09/06 :o Abbey 2 Prelim Letter sent 22/09/06 Abbey 2 LBA sent 9/10/06 MCOL 03/11/06 Cap One Prelim sent 28/06/06 - LBA sent 13/07/06 MCOL served 05/08/06 - Acknowledged 02/08/06 - Served 05/08/2006 -Settled in full 22/08/06 Halifax Prelim sent 03/07/06 - LBA sent 17/07/06 MCOL issued 03/08/06 - settled in full 09/08/06 MBNA S.A.R sent 21/08/06 Settled 21/09/06 Morgan Stanley S.A.R sent 29/09/06
I got an offer....what do i do??
, my charges totalled £1010 and i was made an offer of £403....any suggestions??? Do i take it, or go for the lot? PS it took 15 days for an offer!!
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