Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 20th August 2006 13:06 #1
    gbzstro gbzstro is offline
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    Default Wanted Credit card compound interest Spreadsheet

    I don’t have all the information required in order to fill out the complex spreadsheet (I don’t have statements showing balances etc.)– however I think that I do have enough information in order to work out compound interesticon – but I am not sure of the Excel formula in order to do this ??

    Does any one have a compound interest spreadsheet that I could use?

    This is what I have to work with..

    18 Sep 01 LATE FEE CHARGE £18.00
    19 Sep 01 OVERLIMIT CHARGE £18.00
    18 Oct 01 LATE FEE CHARGE £18.00
    19 Oct 01 OVERLIMIT CHARGE £18.00
    etc.
    etc.

    total £1170.00

    Thanks in advance for all who can help me.

    Similar Threads:
    My advise if free and is worth exactly as much as you paid for it….

    HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514
    HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980
    MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o
    FREEWAY 28th Oct ~ offered and acepted £506
    TSB VISA MCOL £300 - court date 27th March 2007
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  2. 28th August 2006 18:29 #2
    josflat josflat is offline
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    Default Re: Wanted Credit card compound interest Spreadsheet

    I'm in the same situation - did anyone send you a speadsheet or did you amend one to suit your needs?

    MBNA:settled £805 charges plus contractual compounded int - total £1765!!!
    NATIONWIDE
    29/08/06 S.A.R - (Subject Access Request) sent. 21/09/06 Statements rec'd. 22/09/06 Prelim sent. 29/09/06 Refusal of refund of charges rec'd. lba sent 06/10/06. N1 issued 8/11/06
    BARCLAYCARD
    16/09/06 S.A.R - (Subject Access Request) sent. 22/09/06 Statements from May 04 rec'd. Lba sent 16/10/06
    GE CAPITAL
    29/08/06 S.A.R - (Subject Access Request) sent. 12/09/06 Statements rec'd although one year missing! 14/09/06 Request sent for remainder of statements. 28/09/06 GE claim records only kept for five years!
    IKEA
    29/08/06 S.A.R - (Subject Access Request) sent. 13/09/06 list of transactions rec'd. 29/09/06 Prelim sent.
    Claim to be made to CO-OP Bank in near future....
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  3. 28th August 2006 20:42 #3
    Rooster-UK Rooster-UK is offline
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    Default Re: Wanted Credit card compound interest Spreadsheet

    You will find spreadsheet templates........ here.....


    http://www.consumeractiongroup.co.uk...eadsheets.html



    There's a number of them to choose from.
    Hope this is useful to you.

    If this has been useful to you, please click on the scales at bottom left of post. Thanks.

    Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.
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  4. 28th August 2006 21:01 #4
    gbzstro gbzstro is offline
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    Default Re: Wanted Credit card compound interest Spreadsheet

    Thanks for the link Roost ~ but they all work out daily flat interesticon and not compound interest.

    My advise if free and is worth exactly as much as you paid for it….

    HSBC 28 Oct 2006 Personal accounts ~ Offered and accepted ~ £3514
    HSBC 15 Sep 2006 Business ~ Offered and accepted ~ £4980
    MBNA 7 Sep Offered and accepted £2290 - (my amount £1170 plus Compound Interest) using the "phone call method" :o
    FREEWAY 28th Oct ~ offered and acepted £506
    TSB VISA MCOL £300 - court date 27th March 2007
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  5. 29th August 2006 18:59 #5
    Rooster-UK Rooster-UK is offline
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    Default Re: Wanted Credit card compound interest Spreadsheet

    Only other thing that I can suggest is Private Message to Vampiress, the "Spreadsheet Goddess".

    If this has been useful to you, please click on the scales at bottom left of post. Thanks.

    Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.
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    Follow link for more information.

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  6. 22nd October 2006 16:41 #6
    bram stoker bram stoker is offline
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    Default Re: Wanted Credit card compound interest Spreadsheet

    Take a look in my Chambers. You'll find what you need there I'm sure.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE