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Recieved my statements from my branch after 8 weeks of chasing, sent my claim £1080, had a standard letter back saying sorry but they were within their rights blah blah. Started court action. Received acknowledgement of service from Cobbetts dated 17th Aug. "Natwest intend to defend all of the claim". I believe they have 28 days from now to file their defence. The clock has started ticking. Reading some of the other threads, it should start getting interesting very soon. I will keep you informed... GREAT SITE BY THE WAY !!
Re: Kaznwood v Natwest - Acknowledgement of Service
Hi Chris,
I have been reading your thread and looks like things are progressing nicely, i was wondering though how you could file for judgement before the 28 days they have to enter a defence. I recieved an Acknowledgement of service on the 17th Aug stating they intend to defend all of the claim, but thought i had to wait for the 28 days. Have i missed something.
Re: Kaznwood v Natwest - Acknowledgement of Service
I have received a copy of the aq from Cobbetts but on the back in section G, they have added.
Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 2 OCT 2006, In the light of thisthe defendant may amend its defence or apply to strike out .
Is this just standard bumph or am i meant to reply to this.
Well today i received an offer for just over half of my claim. Oh how i love this site.
I will of course say thanks but no thanks,using the template letter. i think i need to send a copy to the courts also, has anyone else done this. i wonder how long it is befire they offer me ALL my money back.
Re: Kaznwood v Natwest - Acknowledgement of Service
Congratulations!
I Would love to know the answer to the question aswell. Received an offer of half on the 12th but nothing since. my case has been stayed until 10th december. I am so jealous of you lot!
Lisa x
NatWest: MCOL 16/08/2006 AQ's - copy received from Cobbets 07/10/06 offer received: 14/10/06 FULL AMOUNT RECEIVED TODAY (1st Nov)
Citicards: LBA sent 05/10/06
Baclaycard: MCOL 07/09/06 Defence filed on deadline
Claims settled in full are:
Sainsburys Bank
Mint (RBOS)
Style store card (RBOS)
Natwest Mastercard
Marbles (HFC)
HSBC
MBNA
Re: Kaznwood v Natwest - Acknowledgement of Service
Hey Kaznwood, congratulations on you win!! I just wondered if you got to the Allocation questionnaire stage, if so did you submit the aq and do you know if Cobbetts did also?
My deadline for my AQ is Friday which I intend to submit tomorrow. A friend of mine submitted his AQ on monday and Cobbetts submitted theirs too. Surely if Cobbetts are paying £100 when submitting an AQ then paying out, its a waste of their time and money?
15th June 2006 - Requested Statements from NatWest
30th June 2006 - Received Statements
15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
29th July 2006 - Letter Before action sent
8th Aug 2006 - Standard response saying Get lost
7th Sep 2006 - N1 Form Submitted
25th Sep 2006 - Claim Acknowledged by Cobbetts
11th Oct 2006 - Defence Entered by Cobbetts
11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
3rd Nov 2006 - Deadline for Allocation Questionnaire
3rd Nov 2006 - Allocation Questionaire Submitted
5th Nov 2006 - Received Copy of Cobbets AQ
7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!
Re: Kaznwood v Natwest - Acknowledgement of Service
Hi,
Yes filled in the aq, so did cobbetts. I think they still think we will fold. I rec'd an offer of half just after this. then when i got my court date, the full amount offer turn up 3 days later. Keep going, settlement is not far now.
Re: Kaznwood v Natwest - Acknowledgement of Service
Thanks for the quick reply.
Can you tell me What was the timescale between the aq being submitted, court date being set and full settlement??
sorry for all the questions but I am just desperate to get my hands on my money!!
Thanks
15th June 2006 - Requested Statements from NatWest
30th June 2006 - Received Statements
15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
29th July 2006 - Letter Before action sent
8th Aug 2006 - Standard response saying Get lost
7th Sep 2006 - N1 Form Submitted
25th Sep 2006 - Claim Acknowledged by Cobbetts
11th Oct 2006 - Defence Entered by Cobbetts
11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
3rd Nov 2006 - Deadline for Allocation Questionnaire
3rd Nov 2006 - Allocation Questionaire Submitted
5th Nov 2006 - Received Copy of Cobbets AQ
7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!
Re: Kaznwood v Natwest - Acknowledgement of Service
Thanks for that. One last question. What date were you given for your court hearing?
I have heard that when a court date is set, Cobbetts will wait till a few days before the court date and then pay up. Dragging the whole thing out! I am worried that if I don't get a court date till teh new year then Cobbetts will just wait till a few days before then and then finally stump up.
15th June 2006 - Requested Statements from NatWest
30th June 2006 - Received Statements
15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
29th July 2006 - Letter Before action sent
8th Aug 2006 - Standard response saying Get lost
7th Sep 2006 - N1 Form Submitted
25th Sep 2006 - Claim Acknowledged by Cobbetts
11th Oct 2006 - Defence Entered by Cobbetts
11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
3rd Nov 2006 - Deadline for Allocation Questionnaire
3rd Nov 2006 - Allocation Questionaire Submitted
5th Nov 2006 - Received Copy of Cobbets AQ
7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!
Re: Kaznwood v Natwest - Acknowledgement of Service
Yeah i know what you mean i was too.
but for no reason....Court date was set for end of Feb 07!!
Got full settlement 3 days later.
I think they know once the court date is set they have no other option. So they pay up and move on to the next losing claim.
Just sit tight.
Re: Kaznwood v Natwest - Acknowledgement of Service
Originally Posted by 007coot
Congratulations!
I Would love to know the answer to the question aswell. Received an offer of half on the 12th but nothing since. my case has been stayed until 10th december. I am so jealous of you lot!
I've just had my cheque with the account number on too. i have just dashed up to my new bank and paid it in. they said it doesn't matter that they put an account number on the end. She said they cannot dictate which account you pay your cheques into!
WHOOOOOHOOOO!!!!!!!!!!!!! !!!!
Lisa x
NatWest: MCOL 16/08/2006 AQ's - copy received from Cobbets 07/10/06 offer received: 14/10/06 FULL AMOUNT RECEIVED TODAY (1st Nov)
Citicards: LBA sent 05/10/06
Baclaycard: MCOL 07/09/06 Defence filed on deadline
Claims settled in full are:
Sainsburys Bank
Mint (RBOS)
Style store card (RBOS)
Natwest Mastercard
Marbles (HFC)
HSBC
MBNA
Re: Kaznwood v Natwest - Acknowledgement of Service
Moustacheman, see my signature. I received a copy of their aq on the 7th and full payment just this minute received. I'd say about 4 weeks from AQ stage.
Good luck! It won't be long now!!!
Lisa x
NatWest: MCOL 16/08/2006 AQ's - copy received from Cobbets 07/10/06 offer received: 14/10/06 FULL AMOUNT RECEIVED TODAY (1st Nov)
Citicards: LBA sent 05/10/06
Baclaycard: MCOL 07/09/06 Defence filed on deadline
Claims settled in full are:
Sainsburys Bank
Mint (RBOS)
Style store card (RBOS)
Natwest Mastercard
Marbles (HFC)
HSBC
MBNA