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  1. #1
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    kaznwood Novitiate

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    Default Kaznwood v Natwest - ***WON***

    Hi All,

    Recieved my statements from my branch after 8 weeks of chasing, sent my claim £1080, had a standard letter back saying sorry but they were within their rights blah blah. Started court action. Received acknowledgement of service from Cobbetts dated 17th Aug. "Natwesticon intend to defend all of the claim". I believe they have 28 days from now to file their defence. The clock has started ticking. Reading some of the other threads, it should start getting interesting very soon. I will keep you informed... GREAT SITE BY THE WAY !!

    Similar Threads:

  2. #2
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    Thumbs up Re: Kaznwood v Natwest - Acknowledgement of Service

    we are at about the same stage, I have had 2 acknowledgements for the same case, one dated 10th the other 17th, am going with the 10th date

    CHRIS WATKINS

  3. #3
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Good luck. Let me know if you get any further response


  4. #4
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    will do ,let me know how you get on

    CHRIS WATKINS

  5. #5
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Hi Chris,

    I have been reading your thread and looks like things are progressing nicely, i was wondering though how you could file for judgement before the 28 days they have to enter a defenceicon. I recieved an Acknowledgement of service on the 17th Aug stating they intend to defend all of the claim, but thought i had to wait for the 28 days. Have i missed something.


  6. #6
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    I have received a copy of the aqicon from Cobbetts but on the back in section G, they have added.

    Case Management directions cannot be proposed until the claimant serves a reply to the request for further information which was due on 2 OCT 2006, In the light of thisthe defendant may amend its defence or apply to strike out .

    Is this just standard bumph or am i meant to reply to this.


  7. #7
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    Default Re: SETTLED IN FULL Kaznwood v Natwest

    Well today i received an offer for just over half of my claim. Oh how i love this site.

    I will of course say thanks but no thanks,using the template letter. i think i need to send a copy to the courts also, has anyone else done this. i wonder how long it is befire they offer me ALL my money back.


  8. #8
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    WON WON WON,
    Today received letter from Cobbetts offering FULL Settlement. Although Natwesticon are confident of winning in court blah blah blah.

    Just one thing though. On the cheque it say
    Pay:[My name] into account *******

    This account is now closed, can i just pay it into my new bank account.


  9. #9
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Congratulations!
    I Would love to know the answer to the question aswell. Received an offer of half on the 12th but nothing since. my case has been stayed until 10th december. I am so jealous of you lot!

    Lisa x

    NatWest: MCOL 16/08/2006
    AQ's - copy received from Cobbets 07/10/06
    offer received: 14/10/06
    FULL AMOUNT RECEIVED TODAY (1st Nov)


    Citicards: LBA sent 05/10/06

    Baclaycard: MCOL 07/09/06
    Defence filed on deadline


    Claims settled in full are:
    Sainsburys Bank
    Mint (RBOS)
    Style store card (RBOS)
    Natwest Mastercard
    Marbles (HFC)
    HSBC
    MBNA

  10. #10
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Hey Kaznwood, congratulations on you win!! I just wondered if you got to the Allocation questionnaire stage, if so did you submit the aqicon and do you know if Cobbetts did also?

    My deadline for my AQ is Friday which I intend to submit tomorrow. A friend of mine submitted his AQ on monday and Cobbetts submitted theirs too. Surely if Cobbetts are paying £100 when submitting an AQ then paying out, its a waste of their time and money?

    15th June 2006 - Requested Statements from NatWest
    30th June 2006 - Received Statements
    15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
    22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
    29th July 2006 - Letter Before action sent
    8th Aug 2006 - Standard response saying Get lost
    7th Sep 2006 - N1 Form Submitted
    25th Sep 2006 - Claim Acknowledged by Cobbetts
    11th Oct 2006 - Defence Entered by Cobbetts
    11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
    3rd Nov 2006 - Deadline for Allocation Questionnaire
    3rd Nov 2006 - Allocation Questionaire Submitted
    5th Nov 2006 - Received Copy of Cobbets AQ
    7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!

  11. #11
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Hi,
    Yes filled in the aqicon, so did cobbetts. I think they still think we will fold. I rec'd an offer of half just after this. then when i got my court date, the full amount offer turn up 3 days later. Keep going, settlement is not far now.


  12. #12
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Thanks for the quick reply.

    Can you tell me What was the timescale between the aqicon being submitted, court date being set and full settlement??

    sorry for all the questions but I am just desperate to get my hands on my money!!

    Thanks


    15th June 2006 - Requested Statements from NatWest
    30th June 2006 - Received Statements
    15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
    22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
    29th July 2006 - Letter Before action sent
    8th Aug 2006 - Standard response saying Get lost
    7th Sep 2006 - N1 Form Submitted
    25th Sep 2006 - Claim Acknowledged by Cobbetts
    11th Oct 2006 - Defence Entered by Cobbetts
    11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
    3rd Nov 2006 - Deadline for Allocation Questionnaire
    3rd Nov 2006 - Allocation Questionaire Submitted
    5th Nov 2006 - Received Copy of Cobbets AQ
    7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!

  13. #13
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    The final date for the aqicon was 8/10/06.
    I received my court date last friday 27/10, but in the meantime had an offer for half on 13/10


  14. #14
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Thanks for that. One last question. What date were you given for your court hearing?

    I have heard that when a court date is set, Cobbetts will wait till a few days before the court date and then pay up. Dragging the whole thing out! I am worried that if I don't get a court date till teh new year then Cobbetts will just wait till a few days before then and then finally stump up.

    15th June 2006 - Requested Statements from NatWest
    30th June 2006 - Received Statements
    15th July 2006 - Preliminary approach sent for £2,156 in charges & £351.78 in interest on those charges
    22nd July 2006 - Received standard response from Stuart Higley - Saying get lost
    29th July 2006 - Letter Before action sent
    8th Aug 2006 - Standard response saying Get lost
    7th Sep 2006 - N1 Form Submitted
    25th Sep 2006 - Claim Acknowledged by Cobbetts
    11th Oct 2006 - Defence Entered by Cobbetts
    11th Oct 2006 - CPR 18 Request from Cobbetts, letter sent to Cobbetts
    3rd Nov 2006 - Deadline for Allocation Questionnaire
    3rd Nov 2006 - Allocation Questionaire Submitted
    5th Nov 2006 - Received Copy of Cobbets AQ
    7th November 2006 - FULL AND FINAL SETTLEMENT RECEIVED!! CHEQUE FOR £3239.92!!!!

  15. #15
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Yeah i know what you mean i was too.
    but for no reason....Court date was set for end of Feb 07!!
    Got full settlement 3 days later.
    I think they know once the court date is set they have no other option. So they pay up and move on to the next losing claim.
    Just sit tight.


  16. #16
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Quote Originally Posted by 007coot
    Congratulations!
    I Would love to know the answer to the question aswell. Received an offer of half on the 12th but nothing since. my case has been stayed until 10th december. I am so jealous of you lot!
    I've just had my cheque with the account number on too. i have just dashed up to my new bank and paid it in. they said it doesn't matter that they put an account number on the end. She said they cannot dictate which account you pay your cheques into!

    WHOOOOOHOOOO!!!!!!!!!!!!! !!!!

    Lisa x

    NatWest: MCOL 16/08/2006
    AQ's - copy received from Cobbets 07/10/06
    offer received: 14/10/06
    FULL AMOUNT RECEIVED TODAY (1st Nov)


    Citicards: LBA sent 05/10/06

    Baclaycard: MCOL 07/09/06
    Defence filed on deadline


    Claims settled in full are:
    Sainsburys Bank
    Mint (RBOS)
    Style store card (RBOS)
    Natwest Mastercard
    Marbles (HFC)
    HSBC
    MBNA

  17. #17
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Moustacheman, see my signatureicon. I received a copy of their aqicon on the 7th and full payment just this minute received. I'd say about 4 weeks from AQ stage.

    Good luck! It won't be long now!!!

    Lisa x

    NatWest: MCOL 16/08/2006
    AQ's - copy received from Cobbets 07/10/06
    offer received: 14/10/06
    FULL AMOUNT RECEIVED TODAY (1st Nov)


    Citicards: LBA sent 05/10/06

    Baclaycard: MCOL 07/09/06
    Defence filed on deadline


    Claims settled in full are:
    Sainsburys Bank
    Mint (RBOS)
    Style store card (RBOS)
    Natwest Mastercard
    Marbles (HFC)
    HSBC
    MBNA

  18. #18
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service

    Brilliant News. Thanks for the info 007coot, I'm off to the bank now.

    Celebrating tonight...


  19. #19
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    Default Re: Kaznwood v Natwest - Acknowledgement of Service



    Lisa x

    NatWest: MCOL 16/08/2006
    AQ's - copy received from Cobbets 07/10/06
    offer received: 14/10/06
    FULL AMOUNT RECEIVED TODAY (1st Nov)


    Citicards: LBA sent 05/10/06

    Baclaycard: MCOL 07/09/06
    Defence filed on deadline


    Claims settled in full are:
    Sainsburys Bank
    Mint (RBOS)
    Style store card (RBOS)
    Natwest Mastercard
    Marbles (HFC)
    HSBC
    MBNA


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