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Vanquis - Ignoring Settlement Offer Letters


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Hi, just an update on the latest development.

 

I have this morning received the following letter from vanquis in response to my original letter they received on 1st November in which I explained my current circumstances to them

https://goo.gl/photos/x22ovUBC8iGuwp2P8

 

 

They have agreed to my requests, 4 weeks later, and personally I feel I should keep my part of the bargain (£50 per month). My subsequent letter basically tokd them that since they are not playing ball they can now have £1 per month.

What are your thoughts ?

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How long is the temporary benefits for? Is there a timeframe when you know benefits will stop and you return to normal?

If its short term then i would begin the £50 pm payments, but note that vanquis will have to report correctly to any cra's, so there could well be AP markers or partial payment markers for however long its for.

@£1 pm i think they will probably default you and sell the debt on eventually to a dca.

Again if short term, would you be able to catch up with any under payments once normal service is resumed?

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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Hi Martin2006.

 

My take is the sames as yours on how next to proceed

 

There is no time frame on my benefits, however I am expecting to return to full time work around September next year.

 

Given their positive response (albeit almost 4 weeks later), my thoughts are the same as yours as to re-instating my original offer of £50 per month.

 

 

I don't see the point in being difficult or arsey about it in these circumstances, nor would I be doing myself any favours if I did.

 

 

Now if they were to be unco-operative (which is what I fully expected) then that would be a different matter.

 

My thanks to both yourself and renegadeimp for your input and advise.

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