Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Skipton Building Society's decision to renege on a guarantee given to 64,000 mortgage borrowers could yet come back to haunt it. London law firm Leon Kaye confirmed last week that after seeking legal counsel it believed that Skipton customers affected by the lender's controversial move may have a potential claim under the Unfair Terms in Consumer Contracts Regulations.
It said it had sent a 'letter before action' to Skipton, but had yet to receive a response. A class action against the society in the High Court is a possibility. It has also taken up the issue with the Financial Services Authority and the Office of Fair Trading. The interest rate guarantee given by Skipton promised that once borrowers came off a special mortgage deal (fixed or discounted), their revert-to rate would never be more than three percentage points above base rate.
The word 'guarantee' was used in mortgage offers twice. It was a reassuring guarantee, given that most revert-to interest rates - often referred to as standard variable rates or SVRs - are at the whim of lenders.
Just received email from Leon Kaye asking for £100 to join the Skipton action group - should I part with my money? - does anyone have any views whether.....
1) An action would be successful
2) Leon Kaye just want to keep the money rolling in from the action groups on the never ending promise of an outcome
3) More money being requested by Leon Kaye to continue with the Skipton action
4) What kind of outcome could be expected if Leon Kay win (compensation, money back etc)
5) Is it worth joining the action group - or just wait for the outcome?
I would keep the money, google Leon Kaye and you will see they are very dubious and cant guarantee anything you cant do yourself. It is early days yet so they are hot on the ambulance chasing trail.
Skipton risks action over broken promise
borrowers could yet come back to haunt it. London law firm Leon Kaye confirmed last week that after seeking legal counsel it believed that Skipton customers affected by the lender's controversial move may have a potential claim under the Unfair Terms in Consumer Contracts Regulations.
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Re: Skipton risks action over broken promise
