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Please could anyone help or advise on this payday loan firm?
I had a payday loan with 1month for 150 and roll over fee of 45. Unfortunately, due to change in circumstances I could not pay the roll over fee of 45 on 26 Feb. I wrote to 1 month asking for 28 days to try and and put a payment plan together and also that I may need to talk to a dmp company like cccs.
1month e=mailed me back saying that their terms say that they would not allow a dmp but that I should contact them to make a repayment schedule directly with them.
Well, its only 19th march today and I received a letter from 1 month saying that balance was now 296 !! (thats an increase of 101 in 20 days?? I called them today and they advised that charges will continue to be added until I arrange a repayment plan but no dmp.
Has anyone had a similar dealing with these guys? Thanks in advance
these charges are very high and fast. I read on the forum that you can cca a company to stop or dispute charges. Would this help given these circumstances? Thanks in advance forum mates!
i would put a bit of money away a week or month and save it til you have the £150 and wait for 1month to pass it to clarity as they will accept a payment of the original loan if you challenge the charges with them it worked for me
I approach these guys and they agreed a repayment direct with me of £20 on a £200 loan. after a month or two after i saved up a bit i offered them a lump sum to get rip of it and they agreed. the person i deal with was called Jamie and he was actually quite understanding. Try emailing him and see if you get any sence jthompson@1monthloan.co.u k.
Please sign this petition - Asking for the government to drop the length of time credit ref agencies can hold data on us!!
I think their rollover of the loan would increase the interest from £45 to £90 plus the original loan of £150, add to that their 'letter charges', so you can see where the amount would raise - but that doesn't make it right.
1month money - please help
firm?
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