Thread: Sainsbury's and me

Hello Site Team,

I am just making an inquirery.

When I am ready, will you afford me your kind consent to post my thread regarding my battle with Sainsbury's.

I have noticed that you did un-approve my previous thread regarding Sainsbury's, I do respect your decision to do this and I am not challenging you to state your reasons for pulling the thread.

Soon I should like to report/up-date the situation, but I fear that you will not allow me to do this.

Please let me have your answer as soon as you can.

Kind Regards

The Mould

Hello Site admin Team,

Any possibility of your answer to the question in my previous post?

I would be very grateful.

Kind Regards

The Mould

Hello to all,

I thought some of you out there might like to know that I succeeded in getting Sainsbury's to remove the unlawful Default that they entered on my credit file.

I have also rejected Sainsbury's offer of compensation for the unlawful action that they subjected my household to, over sixteen (16) and a half consecutive calendar months of time and involving four (4) other companies, I have rejected all (3) responses from them and all three (3) offers of recompense.

I cannot say any more at present.

Kind Regards

The Mould

Very quick and simple up-date.

The battle with Sainsbury's and the four others involved, is about to commence, if Sainsbury's do not make some sort of effort to make amends and resolve this matter in a honourable and satisfactory way, then this case is going to be resolved in the high court.

Up-date again in the very near future.


Kind Regards

The Mould

Hello The Mould

Have been following your various posts with a lot of interest, especially your seminal (yet light-hearted) assistance to wishmewell re Halifax.

Please correct me if I'm wrong, but this thread is about defective DNs and subsequent defamation through recording of the erroneous default - you have rejected JS's various offers and are going for the jugular.

This is exactly the position I'm in with the Halifax. An absurd DN, termination, and recording of the default with the CRAs. No agreement, and the Halifax can clearly see the defect within the DN but persist in full recovery through various DCAs, all of which have used threats of legal action since January 2009.

I've come to the conclusion that the Halifax (and others) adopt this position because they have the resources to do so and it may eventually wear the debtor down to the point of capitulation, even though this method is clearly contrary to the CCA and the various OFT guidelines (not to mention the Lending Code) (does any bank care about these guidelines or statute?).

So, my plan is to attack the Halifax with a claim for compensation which will also seek to close the matter and remove the credit history. Would you be able to tell me what approach I might take in this respect? For example, could I make a court claim for compensation etc by using the Data Protection Act?

Your thoughts very welcome.

TIA
LA

Originally Posted by Lord_Alcohol

Hello The Mould

Have been following your various posts with a lot of interest, especially your seminal (yet light-hearted) assistance to wishmewell re Halifax.
Yes, that was a great laugh.
Please correct me if I'm wrong, but this thread is about defective DNs and subsequent defamation through recording of the erroneous default - you have rejected JS's various offers and are going for the jugular.
No, this Sainsbury's thing is all about Full and final Settlements, Fraud in the inducement, Deceit, Unlawfull processing of personal data, intentional harassment, Fraud, serious maladministration of account, creation of a phantom account, goodness me, the list is almost endless, absolute dishonesty by senior managers, and I can prove every single accusation with indisputable documented evidence of fact, this is a big one.
This is exactly the position I'm in with the Halifax. An absurd DN, termination, and recording of the default with the CRAs. No agreement, and the Halifax can clearly see the defect within the DN but persist in full recovery through various DCAs, all of which have used threats of legal action since January 2009.
Yes, there was no credit agreement either with Sainsbury's, I can't wait for the battle with them, I really can't.
I've come to the conclusion that the Halifax (and others) adopt this position because they have the resources to do so and it may eventually wear the debtor down to the point of capitulation, even though this method is clearly contrary to the CCA and the various OFT guidelines (not to mention the Lending Code) (does any bank care about these guidelines or statute?). No they don't LA, but I am going to change this, even if it kills me, this injustice is going to stop.

So, my plan is to attack the Halifax with a claim for compensation which will also seek to close the matter and remove the credit history. Would you be able to tell me what approach I might take in this respect? For example, could I make a court claim for compensation etc by using the Data Protection Act?
Court Claim, yes, but first you must follow the yellow brick road, so to speak, unfortunately, we, the people of the land must abide by the law of the land, I will help you bury these useless robots for good, first, we must drain their battery power, make them weak, then we kill them, legally kill them of course, (Just for the record big brother, obviously I don't mean murder, that's what the governments do).
Your thoughts very welcome.

TIA
LA

OK LA,

Yes I will help you remove these nasty pebbles from your shoes.

I will be back in touch with you next week, I just cannot help you at the moment or anyone else for that matter, I hope you don't mind.

Catch up with you next week LA.

Kind Regards

The Mould