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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Has anyone noticed the amount of defaults and terminations being handed out since January?

 

Has anyone noticed the amount of account going to MKDP LLP? (especially ones that would normally need court to repo)

Why not Lewis?

 

Just an observation

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Name & Registered Office:

MKDP LLP

TRADE PRO HOUSE SEEBECK PLACE

KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

Company No. OC349372

Status: Active

Date of Incorporation: 16/10/2009

Country of Origin: United Kingdom

 

Company Type: Limited Liability Partnership

Nature of Business (SIC(03)):

None Supplied

 

Accounting Reference Date: 30/06

Last Accounts Made Up To: (NO ACCOUNTS FILED)

Next Accounts Due: 30/03/2011

Last Return Made Up To:

Next Return Due: 13/11/2010

 

Previous Names:

No previous name information has been recorded over the last 20 years.

 

UK Establishment Details

There are no UK Establishments associated with this company.

 

Oversea Company Info

There are no Oversea Details associated with this company.

-

PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or

obtained and from my own experiences.

-

Case 1 - C L Finance - Court Case 'Stayed' :-). Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:

-

Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent' :)

-

Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:

-

Advice & opinions offered freely but informally, without prejudice & without liability.

Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

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Lewis as I understand it are part of Cattles.

MKDP LLP is a new company, so may have been created to replace them as Cattles is struggling.

I think Welcome will start farming accounts out to them as they are part of Cattles as well. (Just a strange feeling I have).....

-

PLEASE NOTE - I am not a legal expert, my comments are based on information learnt or

obtained and from my own experiences.

-

Case 1 - C L Finance - Court Case 'Stayed' :-). Stay Lifted - N149 AQ Received & Filed. Case Struck Out :grin:

-

Case 2 - C L Finance - Defence Filed. N150 AQ Received & Filed. Case 'Settled by Consent' :)

-

Case 3 - EOS Solutions - No Agreement - Account Closed ~£3500. :grin:

-

Advice & opinions offered freely but informally, without prejudice & without liability.

Use your own judgment and seek advice from a qualified and insured professional if you have any doubts.

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I dont think they have any other option its a sinking ship and they need to get in as much money as they can for the next accounts return.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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My feeling is they are starting to gasp for air so dishing out what they can whilst they can....

 

I have no doubt MKDP LLP has something to do with this ****** lot coz who else would even want to touch these godawful dodgy agreements!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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The question is what is really instore for us?, as you say Beyond no decent firms would touch welscum accounts, so what are these companies like? Makes you think.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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I agree bebo

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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They can sell mine to Willy Wonka still not getting anything out of me

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Is certainly possible of course but again there are regulations we are protected by if they choose to ignore them we have the knowledge that they arent meeting these requirements and can do something about it

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

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Element of TRUTH??? From these ****!!! How Negative Can You Get??? I`m off to bed. *UCK `EM ALL!!! I Thought We were Here To see Them DIE??? Not Start Giving Them Some Grain Of Comfort To Hang On To!!!

 

They Even Create Their Own New Debt Collection Agencies NOW!!!

 

Cheers, MARK

 

Mind the blood pressure huni ;)

 

Think we all just feeling abit lost....

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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That wasn't intended to offend and certainly not give welscum any hope, I say things as they are Mark and to me welscum are selling off accounts the announcement from cattles said welcome will be winding down over 2 years, wether our accounts are good or bad they will go somewhere. Negative or not this is what is happening.

As always please check and double check what myself and other Caggers inform.

 

If you like my Post please dont be shy give my Scales a little tickle :-)

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Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

Its spelt GRIEF

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Its spelt GRIEF

 

 

shows how educated welcome staff are doesnt it!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Letter from MKDP last week, couldnt resist a phone call to point out their errors, young chap on other end of phone did concur they are welcome but a new company, also concured they had no enforcable agreement etc, they were told quite clearly to take of the unrequired gap insurance they miss sold and we would settle in full.

 

Today letter from Willen, same address etc, do they think we a stoooooopid???

 

however they addressed the letter to a neighbours house! Hmmmm oh dear oh dear.

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  • 2 weeks later...
Could there be an element of truth in Bailiff2 thread (Below)?

 

 

I reading these forums and you are all slagging off Welcome Finance. The reason you are all screwing is that YOU are so rubbish in saving money and have the worst credit rating. If you paid your debts in the first place you would be able to get credit elsewhere. I work for Cattles and we refer to you lot as scutters, with a live today-pay tomorrow attitude.

For your info Cattles which is Welcome Finance and is winding up. This means only one thing Accounts that ARE paying - These debt will be sold onto decent banks for collection. Accounts that DONT pay or are in arrears will be passed onto to debt collectionlink3.gif agencies

This bit I will look forward to as you will get more hastle and greef from them. But I will put my wages on it, most of you cop outs will go to debt managment agencies or CAB just like the advert between Trisha tells you too.

 

AND TO SELL SETTLED DEBTS ASWELLL IS THAT LEGAL

AND HARASSMENT AND THREATS ARE ILLEGAL

AND THATS ALL YOU CAN DO! BEFORE YOU CALL PEOPLE TAKE A LONG LOOK AT YOURSELFS AND YOUR ILLEGAL PRACTICES!!!!!!!!!!

AND THE LAW IS THERE TO PROTECT FROM THE LIKES OF WELCOME AND YES CAR

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might be worth spending a couple of quid getting full details on MKDP from Companies house to find out who the head honchos are.

 

 

good point there dibbo!

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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