Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    asdanemma Novitiate

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    Default Debt Management Plan - who to use?

    Hi
    I have gone through the figures with Zebra Money Management, Gregory Pennington and CCCS. I am 17K in debt and am now on reduced hours. I am looking at a repayment of around £230 a month which all can do but CCCS is nealry 2 years less. I am unsure of what to do - who is the best company to trust with a dmpicon?
    Thanks


  2. #2
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    Default Re: Debt Management Plan - who to use?

    Hi

    I am with Payplan, and they are a company I would recommend to anyone to use. I have always had a good service from them, and have been with them over a year now. x


  3. #3
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    asdanemma Novitiate

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    Default Re: Debt Management Plan - who to use?

    Thanks so much - however Payplan refused to help stating that they cannot deal with Welcome or Vanquis. I have opted for CCCS


  4. #4
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    Default Re: Debt Management Plan - who to use?

    OK, CCCS are very similar to Payplan and also have a good success rate. I hope it works well for you x


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    Default Re: Debt Management Plan - who to use?

    Could you not try the CAB first - as they are free - deal with loads of debt - and wont be choosy about your creditors.


  6. #6
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    Default Re: Debt Management Plan - who to use?

    Yes CAB are very good, and can look into all different companies for you too, if it doesnt work with them. x


  7. #7
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    Default Re: Debt Management Plan - who to use?

    I've been with CCCS nearly 2 years now and everything has gone smooth except with one creditor who took me to court, CCCS just said to me well your not going to defend it are you as you admit you owe it and told me where to fill it in and sign, never mentioned I could do it on the internet, they DO NOT want you to fight it. However I did fight it with no help from them but with the help from the caggers and with their help managed to get it struck out. One creditor has still not stopped piling the interesticon on and I asked them to write to them but they never informed me if they did or what the response was. I wrote to the creditor several times and they didn't even acknowledge my letter. I will eventually go after the creditor for my CCA and then over the charges when I get the time. So remember they cannot guarantee you anything but at least it is a free service and it DOES stop the creditors hounding you.
    DG

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE