Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. 16th March 2010 02:52 #1
    scarydays scarydays is offline
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    Default MBNA CC agreement - looks like it's just made up

    I CCA'd MBNAicon for an agreement for a Credit Card. Today I received paperwork from them which quite frankly just looks like they typed up a document and sent it through. It's a word document, it has my current address on it, although I believe I took out this card prior to moving to this address, it is not signed by anyone, in fact there is nowhere to sign .....

    Have MBNA just made this document up? They describe it as a "copy of the credit agreement that you signed.

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  2. 16th March 2010 03:09 #2
    dx100uk dx100uk is offline
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    Default Re: MBNA CC agreement - looks like it's just made up

    you p'haps need to look at a few threads in the MBNAicon forum.

    what you describe is typical for them.

    they think they are above the CCA laws.

    i'd post athread there too TBH.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
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  3. 16th March 2010 08:42 #3
    SteveH2508 SteveH2508 is offline
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    Default Re: MBNA CC agreement - looks like it's just made up

    Was it an on-line application?

    Nationwide
    - Prelim sent 02/07
    - MCOL filed 04/07
    CHARGES SETTLED IN FULL!!
    Woolwich
    - Prelim sent 04/07
    - Offered 90% - 06/07 accepted
    MBNA
    - Prelim sent 02/07
    - CCA request sent 03/07
    - CCA reply (illegible + no T&Cs)
    - DCA sent packing
    - Restons now trying
    - gone quiet
    Citicard
    - Prelim sent 02/07
    - CCA request sent 04/07
    - replied 04/07
    No contract & not enforcing!
    - passed to 1st Credit
    - gone quiet
    Egg
    - Prelim sent 02/08
    - 3 letters - full offer 03/08
    SETTLED IN FULL!!
    (All starry, rep, clicky thingies gratefully received!)
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  4. 16th March 2010 10:28 #4
    scarydays scarydays is offline
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    Default Re: MBNA CC agreement - looks like it's just made up

    It could well have been an online application. I don't remember.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE