Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ok, But the reality is i am being taken to court now and the first hearing has been held, they dont have the original CCA and they also said they wont be providing it and the judge was happy to continue.
Hi All,
I have recently been advised by a solicitor, that they can provide copies of original terms and conditions now. I have just received a copy of terms, which looks like they just typed it out last week. It mentions £25 fees/cost so this would appear to be contain the info as far as costs werre at that timetese cost changed around 2006, but looks like someone just typed it up. This agreement is 10 years old. How does this affect my case, the sol referred to Carey case and said that as they have now provided a copy of terms, you don’t have a case.
I believed that this case was based on not only getting copies but this info being provided at time of signing. And that it should all part of an original agreement that was signed, part of the 4 corners of the doc.
How does this affect the case, can they now send a copy of terms that someone could just typed last week who knows if this is original document and who knows if I ever got a copy at the time.
Do you have a link to your thread ? The carey implications are very profound in that they are being used by lenders and solicitors to tie up and confuse judges who don't have any knowledge in this area.
CCA News Carey
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