Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Results 1 to 4 of 4
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    MeMeV988 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2010
    Posts
    2

    Thumbs down Toyota Car Finance - Help!!

    Ok so ive been seriously thick and need advice desperately!! I had a 2 year old Toyota, was called the other day to ask if i would be interested in part exchanging 4 a new car and offered me a really good rate! so i went in was quote £141 a month and said yes, i made sure that i said im not interested in hiring the car n then paying amount back at the end i wanted to buy it out right. went in to sign docs today must have got carried away n not checked everything my finance agreement says £141 a month for 36 months then one repayment at the end of £3802.50!!! which is the guarenteed future value of the car. I thought i had agreed a fixed monthly amount and that was it!! I havent received the new car yet but it has been ordered, can i cancel this finance before i recieve the car? My finance small print says its a non-cancellable agreement with no rights under consumer credit act 1974, timeshare 1992 and financial services regs 2004. Does this basically mean im screwed and stuck in this **** agreement??


  2. #2
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative old_andrew2007 Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    I am in
    West Midlands
    Posts
    4,737

    Default Re: Toyota Car Finance - Help!!

    I think you are correct when you say you are stuck with the agreement, it serves as a warning to all of us read everything before signing

    Advice is based on my personal opinion, and what I have learnt from this forum.
    If you need legal advice please consider consulting a lawyer.


  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    MeMeV988 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2010
    Posts
    2

    Default Re: Toyota Car Finance - Help!!

    Ok its all fine i cancelled the agreement and got my deposit back as it was within 14days and all finance agreements have to have a cooling off peroid.


  4. #4
    Gold Account Holder
    Help the CAG!!
    Download our toolbar
    crem Highly informative crem Highly informative crem Highly informative crem Highly informative crem Highly informative crem Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2008
    Posts
    4,499

    Default Re: Toyota Car Finance - Help!!

    Well done.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE