Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
we bought a car in september last year in london from a neighbour of my brother in law it had a seized engine and was the worst for wear, the seller was a soldier who explained that he had the logbook but because he moved around a lot he would drop it in. We applied for a logbook in december as the car needed taxed and by this time we had a new engine put in it, new wheels new seats and the car has set us back approx 1700 pounds. Last week we had a guy turn up at our door in cornwall to tell us that mobile money owned the car that the soldier had taken out a thousand pound loan on the car in august and that they wanted the car.We refused and since then we have been in contact with this company given them the soldiers phone number and even the registration of the new car he has but because they cant get any money out of him the told us to settle out of court and we can give them 1000 pounds and then they only have to get 500 out of the soldier.We have told them to do one and now they are trying to get nasty we have hidden the car and they wont get it we have been told by the police to go to the county court and try for an injunction
we bought a car in september last year in london from a neighbour of my brother in law it had a seized engine and was the worst for wear, the seller was a soldier who explained that he had the logbook but because he moved around a lot he would drop it in. We applied for a logbook in december as the car needed taxed and by this time we had a new engine put in it, new wheels new seats and the car has set us back approx 1700 pounds. Last week we had a guy turn up at our door in cornwall to tell us that mobile money owned the car that the soldier had taken out a thousand pound loan on the car in august and that they wanted the car.We refused and since then we have been in contact with this company given them the soldiers phone number and even the registration of the new car he has but because they cant get any money out of him the told us to settle out of court and we can give them 1000 pounds and then they only have to get 500 out of the soldier.We have told them to do one and now they are trying to get nasty we have hidden the car and they wont get it we have been told by the police to go to the county court and try for an injunction
The police are trying to be helpful, they are telling you the correct. Can you get a statement of the condition of the car when it was sold from the previous owner? Unjustenrichment-is one point you can bring up with LBL. I would tell you this hide the car, they will take it. Draw up a letter reg it to LBL. Explain to them you purchase the car that was not running...don't offer any money to settle, they would have put an intrest on the car. Make a statment to the police-just in case they show up to take it, you can then inform the officers to look into the statment-they MIGHT tell the agents to leave...
You seem to have a handle on it, you will need to try and get a copy of the BOS on the car...
The police are trying to be helpful, they are telling you the correct. Can you get a statement of the condition of the car when it was sold from the previous owner? Unjustenrichment-is one point you can bring up with LBL. I would tell you this hide the car, they will take it. Draw up a letter reg it to LBL. Explain to them you purchase the car that was not running...don't offer any money to settle, they would have put an intrest on the car. Make a statment to the police-just in case they show up to take it, you can then inform the officers to look into the statment-they MIGHT tell the agents to leave...
You seem to have a handle on it, you will need to try and get a copy of the BOS on the car...
trooper68
we have the reciept from the engine we bought and the garage we had it put in by also a reciept from the person we bought it off we are awaiting instructions from a solicitor we have the car hidden they are not having it without a fight!!!!!
we have the reciept from the engine we bought and the garage we had it put in by also a reciept from the person we bought it off we are awaiting instructions from a solicitor we have the car hidden they are not having it without a fight!!!!!
Good, you can go for a injunction at the county court, thats time based and you will need to follow up taking LBL to court. But from what you have stated they will fight, but you need to be tuff with them don't give them and inch-they will not. Remember, keep a recorder handy when the visit or video them..They are AGENTS not baliffs..
Keep the reicepts they are gold dust....
have a good read of the stickys, they will help you right out.
UPDATE been to the police today only to be told by them we dont have a leg to stand on we bought the car and we bought the debt because we didnt hpi the car, it didnt even matter that when we bought it it was with a blown engine and just really scrap so we are now very CONFUSED! they say legally we cant do anything that the car belongs to mobile money. things seem to go from bad to WORSE!!!!!!!
UPDATE been to the police today only to be told by them we dont have a leg to stand on we bought the car and we bought the debt because we didnt hpi the car, it didnt even matter that when we bought it it was with a blown engine and just really scrap so we are now very CONFUSED! they say legally we cant do anything that the car belongs to mobile money. things seem to go from bad to WORSE!!!!!!!
you are in the same position as me. but i did do a hpi check. you still need to hide the car. they come at anytime 11.30 at night or 4 in the morning. with my forum name you can imagine how many cameras they are around my house with sound. the last time the bailifs came he wishes he never. 11.15pm knock on the door they said they have police powers to enter my property to take the car in them words. and the language they used when i slammed the door shut. getting a court order from the bailif company was not a problem and the police are also dealing with acting on police powers,
without a hpi check the police are right in your case. but you have costs i.e engine. this is what i did. i never contacted lbl at all i kept the car hidden and asked my solicitor to send a letter to lbl saying i wanted to fight in court. i now have a court case in 1 month. and if i was you i would do the same. dont sell the car or give it back to lbl because they will still fight you for costs. take your chance in court. at the very least if you loose you will be able to remove the engine.
we were told by the police that if we give them back the car in the original condition that we have to put back the engine that was took out but we had the engine put in by a garage in september and didnt find out about this loan till last sunday the original engine has been scrapped and we have no intention of giving them it
thanks for all youre private messages those that told us they read the forums were right so continue youre private messaging its surprising when you write what they want to hear how quickly they come out of the woodwork make sure what you are really doing stays in private messaging only
we were told by the police that if we give them back the car in the original condition that we have to put back the engine that was took out but we had the engine put in by a garage in september and didnt find out about this loan till last sunday the original engine has been scrapped and we have no intention of giving them it
Slimjim, may I suggest you look up Unjust enrichment-in this case you may fall under this. A HPI check is NOT full proof, LBL BOS-sometimes will not show up on a HPI check. Look at it this way, the car you purchased did not run, you put in an engine and got the car road worthy again, if you can show that as the "new owner" and repaired the car by reciept you may come to some arrangement with them by letter...say you disable the engine for good-if you know what i mean. I was in the same postition as you. If i knew what i know now, they would have a burnout shell.
logbook loans AGAIN
and try for an injunction
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Originally Posted by slimjim123
we were told by the police that if we give them back the car in the original condition that we have to put back the engine that was took out but we had the engine put in by a garage in september and didnt find out about this loan till last sunday the original engine has been scrapped and we have no intention of giving them it 
