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Hello I have posted this in this forum but if in wrong place please advise.
I read somewhere that if you have a claim for PPI it means that the credit agreement is also as a matter of course unenforceable.
Is this correct?
Can anyone guide me on this issue as I dont want to accept PPI refund and then find I could have gottne a declaration that the whole balance was not enforceable
I removed your other duplicate post so you just have one thread for this topic.
If PPI has been applied to an account incorrectly (ie it's been mis-sold), reclaim the PPI, including interest. Read up on the interest aspect in the tutorial at Link No6 in my signature below.
With a credit card, it's unlikely that mis-sold PPI would render the a/c unenforceable. That's more likely to occur on a bank loan which was incorrectly set up.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.
CCA and PPI
it means that the credit agreement is also as a matter of course unenforceable.
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