Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
We have a secured loan in addition to our mortgage - both are with GE Money.
The mortgage is being paid by ISMI but we have been unable to pay the 2nd loan. The letters arrived today saying they have begun possession proceedings
Hubby rang for PPI claim form re unemployment owing to becoming full time carer - they send form re sickness
Despite all this shenanigans, the bottom line is that we have no money because we are now living solely on Income Support, Carers Allowance & DLA.
The main mortgage which was in arrears has a suspended possession order and is covered by ISMI but they wouldnt cover this loan.
Clutching at straws here but is there any case law or precedent that allows a secured loan to be added to the main mortgage when both loans are from the same lender?
Desperately in need of help & dont know where to turn so any advice would be most welcome
Going out of my mind but hopefully not my home!
- both are with GE Money.
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