Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 15th March 2010 15:03 #1
    Gamba Gamba is offline
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    Default Loan query: no record of loan

    Hi

    On my credit file I have info on a loan. However only the last 4 digits of the account is there plus payment start/end dates. I have sent off this info requesting PPIicon from the Bank (I know I took out PPI) but the Bank has said that they hold no info on the account.

    I have not issued a SARicon but am worried that it's gone walkabout..

    Any ideas how to proceed?

    Thanks!

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  2. 15th March 2010 15:04 #2
    Gamba Gamba is offline
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    Default Re: Loan query: no record of loan

    sorry - to clarify, meant that even if issue a SARicon they won't find the info.

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  3. 15th March 2010 15:22 #3
    dx100uk dx100uk is offline
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    Default Re: Loan query: no record of loan

    oh yes they would

    SARicon them.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam
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  4. 15th March 2010 15:34 #4
    Gamba Gamba is offline
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    Default Re: Loan query: no record of loan

    OK - so do you think it's just a fob off?

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  5. 15th March 2010 15:47 #5
    dx100uk dx100uk is offline
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    I am in
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    Default Re: Loan query: no record of loan

    yep

    and i bet they say they have destroyed records as its past 6yrs.

    limitiations act sec 32c will there fore apply.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam
    Reply With Quote Reply With Quote
  6. 15th March 2010 16:45 #6
    Gamba Gamba is offline
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    Default Re: Loan query: no record of loan

    But are they not meant to retain records for 5 years from the date there was a last transaction? Last payment was made in Oct 05 so the five years is not up. First payment was made in Sept 04.

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  7. 15th March 2010 17:25 #7
    dx100uk dx100uk is offline
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    Cagger since
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    Posts
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    Default Re: Loan query: no record of loan

    Quote Originally Posted by dx100uk View Post
    yep

    and i bet they say they have destroyed records as its past 6yrs.

    limitiations act sec 32c will there fore apply.

    dx
    sorry wrong thread,

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam
    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE