Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
3yrs ago my partner took out a bike on finance, weve been ok with this, and recently been talking about settling it if we could afford it. Having just had a flick thru his papers, the settlement guide is ALOT more than we can afford at this time. BUT!
In his agreement it says something along the lines of...
After assessing your position I recommend u take out PPIAND GAP.
We knew about the GAP, but didnt know about the PPI, this PPI has totalled £1600+ off the bill, and would make the bike payable to finish if we could reclaim this. I know the GAP isnt reclaimable.
How do I do it, and does this also need to be before April 2007? This was taken out about thr 4th of April so just within the dates Ive seen.
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When the Liberals and Conservatives were in opposition, they both agreed that banks should pay back high bank charges to customers. Nothing seems to have happened since they came into power as a coalition. PPI Insurance has been sorted. Now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE