Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Help with Black Horse PPI.

    Help !! could someone please help i think i should start a thread in the PPIicon forum but dont know how.My prob is that i sent a SARicon request to Black Horse in reply i recieved a statement telling me what i had paid and from when and when to.But no reference to ppi payments.It seems on a loan of £2500 i had an opening balance of £4036 on the 07/02/2006, i pay £125.71 per month i have not defaulted and as of 04/01/2010 my balance is £1703.I still have 12 payments to make from now 03/2010 = £1500. In total over 60 months i will finally pay £7542 i do not know how much is for ppi.I would like to know what the next step is to claim back the ppi payments what ever that amount is please.


  2. #2
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    Default Re: Full SAR for ppi

    Hello and Welcome,

    I'll start a new threadicon for you.

    Regards.

    Scott.

    Any advice I give is honest and in good faith.
    If in doubt, you should seek the opinion of a Qualified Professional.

    If you can, please donate to this site.
    Help keep it up and active, helping people like you.


    If you no longer require help, please do what you can to help others

  3. #3
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    Default Re: Help with Black Horse PPI.

    Big welcome to the forum. .

    Can you just confirm a few things before we move on with this please.

    1) It was definitly a SARicon you sent to them with 10 pound fee enclosed ?
    2) Did you not get a copy of agreement with this ?
    3) Did you receive anything else apart from what you listed above, you should have copies of letters and notes and agreements and insurance docs etc etc . . . .

    Do you have a copy of your agreement ?

    I am a consumer helping other consumers. Together we can and will make a differance. Please double check any information or advise I may give as I like yourself am learning as I go along in life.
    1) give a small donation to this site to keep it going because without this forum I would know nothing.
    2) Use your experience to help somone else on another thread.

    Please do not PM me, my mail address is my username at this site address . I will not under any circumstances give out advise or help through mail, only on the open forum, however feel free to mail me to point me towards your thread and general talk etc.

  4. #4
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    Default Re: Help with Black Horse PPI.

    It was definitly a SARicon with £10 fee i copied it from this link http://www.consumeractiongroup.co.uk...5-sar-ppi.html
    They sent me a statement of account nothing else.


  5. #5
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    Default Re: Help with Black Horse PPI.

    8 daysno reply does that mean i cant be helped lol


  6. #6
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    Default Re: Help with Black Horse PPI.

    Quote Originally Posted by paultrueblue View Post
    It was definitly a SARicon with £10 fee i copied it from this link http://www.consumeractiongroup.co.uk...5-sar-ppi.html
    They sent me a statement of account nothing else.
    hi, when did you send the SARicon to black horse?


  7. #7
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    Default Re: Help with Black Horse PPI.

    I sent the SARicon in January and their reply was a statement with payments i have made and the dates but nothing else.


  8. #8
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    Default Re: Help with Black Horse PPI.

    then you should of got a copy of the agreement that detils the PPIicon on it?
    so you have not got that?

    i'd write back asking where it is if that is the case.

    you need a copy of the agreement.

    dx

    GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
    Credit Reference Agencies:Experian Equifax CallCredit <<<<CRA FILE INFO IS HERE<<<<

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here
    my views are my own...seek legal advice if ness
    NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
    - alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
    rather than hittting to be my friend - hit the star
    DX
    Siteteam

  9. #9
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    Default Re: Help with Black Horse PPI.

    ok thanks i will.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE