Thread: Car going to be repossessed

Hi,
Im posting on behalf of my father in law who does not have internet access.

Last year he purchased a second hand BMW from an independant trader from their forecourt.

He has just received a court summons as apparently the vehicle still had finance outstanding from the previous owner.

He's gone back to the trader and they have pretty much washed their hands of the matter.

It appears the likely outcome of th court hearing is repossession, but we was just wondering if my father in law has any come back on the trader?

You would have though they would have carried out some kind of check before taking the car in and they selling it? I could probably understand if it was a private sale, but not from a trader.

My father in law paid for the vehcile with a bank loan, dont know if that makes any difference at all.

Hi

Sorry but something aint quite right here. You don't just get a summons out the blue like that. In any event, I assume you have the sales invoice from the dealer in which case they certainly cannot wash their hands of the matter. Yes, if the vehicle has outstanding finance it can be repossesed but it would depend on how much of the original loan is outstanding. I would of thought that you should have had some correspondence from the finance company prior to getting a summons. On the plus side, you will have a case against the dealer to get your money back. I would suggest you see a solicitor ASAP.

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Just spoken to FIL and he states that its the actual trader that has finance outstanding on the car! Its currently £4500. FIL purchased the car for £6000.

The trader has stated he will contact the court on Monday and offer to pay £1000 a month until its cleared. Hopefully the court will accept that and the matter will be over with.