Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Partner took out a loan back in 2001 before we met which he defualted on and subsequently it was transferred to the their collection department known as MCS Limited.
I've tried, on his behalf, tackling whether the Credit Agreement is enforceable (with the very kind help of the members on here) and after a few weeks on ping pong mail between us and them, its come to light that everything looks to be in order.
However, a member on here advised about being mis sold PPI and advised me to search the area.
HSBC- Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled Nationwide- S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07. Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled MBNA- S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07. MBNA Loan PPI - Pre lim sent 19-2-10, Settled. MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10. HSBC PPI - Pre lim sent 19-2-10, with Court EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10
HSBC- Pre Lim sent 12-12-06, LBA sent 27-12-06, reissued 5-1-07. Part offer rejected 17-1-07, MCOL 19-1-07, AQ - 21-2-07. Settled Nationwide- S.A.R. sent 13-12-06, Pre lim sent 5-1-07, LBA sent 19-1-07, MCOL 2-2-07, WON 22-2-07. Capital One - S.A.R. sent 13-12-06, Pre lim sent 17-1-07, LBA sent. Settled MBNA- S.A.R. sent 13-12-06, Offer rejected 19-1-07, Pre Lim 19-1-07, LBA sent, Setteled 21-2-07. MBNA Loan PPI - Pre lim sent 19-2-10, Settled. MBNA CC PPI - Pre lim sent 19-2-10, WON 2-7-10. HSBC PPI - Pre lim sent 19-2-10, with Court EGG PPI - Pre lim sent 19-2-10, FOS upheld 3-7-10