Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi. On the 3/3/2010 i sent a CCA request for a bank loan i have with HFC bank, dating from around 1999 i think. I got a letter back today saying i had to resubmit my request, and that they need a signature to proceed. What do i do now? do i resubmit with a signature or just write again saying i dont legally need to supply my signature for a CCA
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Just to add to this I have had the same thing with HFC, so I sent the letter as advised above, and they have replied again today saying that they need a signature.
Their time limit from the original request ends tomorrow!
They will get a response to their latest "we need your signature" letter with a "you have defaulted" letter, unsigned of course!
Knowing how you "love" HFC do you think I can add the "I would also like to draw your attention to the Data Protection Good Practice Note: Checklist for handling requests for personal information (subject access requests) issued by the Information Commissioner’s Office. Section 2 states Do you have enough information to be sure of the requester’s identity? Often you will have no reason to doubt a person’s identity. For example, if a person with whom you have regular contact sends a letter from their known address it may be safe to assume they are who they say they are." to my default letter?
Not sure if this applies to a CCA request as well as a SAR.
Advice & opinions given by patrickq1 are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional
HFC Bank denied CCA Request
to proceed. What do i do now? do i resubmit with a signature or just write again saying i dont legally need to supply my signature for a CCA
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LOWELL DETESTER.
