Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
First post - Hello to all and Mortgage redemption charges
I would like to say hello to all in this forum. Glad I found you all.
I have found myself in the fortunate position to be able to pay off my current mortgage after many years with the same major lender. However I was absolutely appalled at the addition of £225 fees ( £175 repayment administration fee and £50 Deeds Despatch fee ).
Need to check my old mortgage documents but I am sure the fee quoted for early payment was only £50 at the time I took out the mortgage which I believe should still be the case today.
Anyway I am looking forward to reading of others experience before I start a proper complaint to my lender.
Re: First post - Hello to all and Mortgage redemption charges
Hello and welcome Tony,
If you search through the forums using the search function for terms such as "early repayment fees" you will find that it has been discussed at length before. If you also start a thread under the appropriate company you can ask any questions in there.
BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.
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Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
First post - Hello to all and Mortgage redemption charges
after many years with the same major lender. However I was absolutely appalled at the addition of £225 fees ( £175 repayment administration fee and £50 Deeds Despatch fee ).
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