Me
A&L - Overdraft / Charges On Hold £300
Mum v's the DCA
NatWest. No CCA - For around 6 months no DCA has chased for this amount
MBNA. No CCA - First Court Claim

Panicking. Just about to start the small claims
Lloyds TSB. Overdraft / Charges On Hold Waiting for test case
Sister
Halifax - No CCA. Keep getting the man and his dog chasing, again the 'go away' letter is sent
M&S - Have CCA. Nothing for 2 years from anyone?!
Argos - No CCA or DCA involved for over 2 years now
Next - No CCA or DCA involved for over 2 years now

4 x Others accepting token payments of £1 as CCA in place.