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    • Just to clear it up, sorry I don't make sense sometimes. I have paid £4000 £1200 of that was suppose to clear the £1200 debt.   Meaning I have sent a extra £2800 on top of my normal mainternance money.   Thank you
    • Try CPR 31.15 Possibly but a party is not compelled to disclose any documents pre allocation
    • Hi, I shown my key worker a letter that was sent to me saying that I owe £1200, she setup a standing order around 2021, this was to pay back money I owed, with my mental health status I have had complex issues to deal with and I just simply forgot about this standing order so it has been running for about 3.5 years acording to my key worker, anyway I'm not worried about the money that was sent that I call a overpayment, it went towards supporting my child's household so I am just happy with that, I am a little sad that I am being told I still owe this £1200, I have sent bank statements over 3 years worth but they have not taken away this £1200 bill and still say I owe it   Thank you
    • She did try contacting EON in the early days of the debt but they refused to speak to her because she could not pass the security checks. She didn't know the answers on an account she hadn't opened?   I also saw this article recently which could be what has happended here: Debt collection agencies in the UK are using fair means or foul to link people to an address where an unpaid debt has been run up, sometimes years after they have moved out The Guardian Anna Tims Mon 22 Apr 2024 The letter from the debt collection agency arrived out of the blue, and it was intimidating. It informed Joshua Simpson* that he owed £2,212 to Octopus Energy, and accused him of ignoring previous requests to settle the bill. If he did not stump up within 14 days, he was told, further action would be taken to recover the money. Simpson checked his Octopus account – it was in credit. Then he noticed the address where the debt had been accrued between 2022 and 2023. It was his childhood home – which his family had sold 18 years previously. "Since I was only 16 when we left the property, I was astonished that they'd linked my name [to it]," he says. "The debt collection agency insisted I provide a tenancy agreement to prove how long I've lived at my current address. I couldn't, since we bought our home. "They are now actively pursuing me for this debt, causing me a huge amount of stress. We are about to remortgage, and if this debt prevents us switching to a better deal, we will face real financial hardship." Simpson had been sucked into the shadowy world of "identity tracing", whereby investigators recruited by creditors seek to locate individuals who have moved home without paying their bills. It is an unregulated sector where anyone can set up as an agent in a back room without a licence, or scrutiny, and use fair means or foul to identify debtors. Reputable companies join a trade association that operates a code of practice, but membership is not mandatory, and mistakes are common. Last year, a teenage boy was chased for a debt of more than £900 by debt collectors acting for the energy company Ovo. A "trace agent" had somehow linked him to the debt because his parents had previously rented the property in question. An investigation by the Observer established that the debt had been run up by a subsequent tenant. The consequences of mistaken identity can be catastrophic. Individuals who are erroneously linked to a debt face, at worst, court action, bailiffs and a ruined credit rating. At best, they can endure weeks of stress and paperwork in order to prove they are not the debtor. It is estimated that 20m identity traces are made in the UK every year, many on behalf of companies that are owed money. Personal data is often obtained from credit reference agencies, which record applications for credit, and details are supposed to be verified with several different sources before being used for debt enforcement. In practice, however, this does not always happen. Simpson's details had been passed along a chain of intermediaries before the demand was issued. Octopus had given the unpaid account to a debt collection agent, which had contracted a tracing service, GBG, to find the debtor................ Full Article: https://www.theguardian.com/money/2023/oct/04/a-cry-for-help-energy-providers-play-the-villain-in-dramas-to-chill-the-blood ..............The Financial Ombudsman Service, which investigates complaints about financial firms, states that debt collection agents have to produce convincing evidence to link an individual to a debt, rather than rely on names, addresses and birth dates. According to the trade association, the Institute of Professional Investigators, an unknown number of investigators and trace agents are operating below the radar. Many more are merely inept, as data protection compliance training is not mandatory. "We have been campaigning for many, many years to try to get all private investigators regulated," says secretary general Glyn Evans.
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Incapacity Benefit Atos Medical Results


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Hi I have been to Atos Medical today with regards to incapacity benefit I get for being signed off with anxiety and depression. I think the doctor seemed to be on my side and guided me for relevant points.

 

I am now in a complete state of panic about it all though and main question how long should it take now until I am told whether I pass or failed the test and whether my incapacity benefit will go on ????

 

Thanks in advance for any response

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Mine took a week to come through and I was told I only scored 12 out the 15 points needed to qualify for the benefit. Basically if you fail you have to appeal to see if the DWP will reconsider. If you pass you get onto the higher rate of ESA.

My experience with the Atos medical wasn't too pleasant. All they seemed interested in was getting me back to work even though I have really bad anxiety and depression. Nevertheless I'm just about to appeal to the DWP to reconsider.

Good luck hope it goes well!

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Justforthem

 

All the past pca IB50 meds are now ESA wca meds. and its a nightmare by all accounts i will be going through this next march so i have a year to try and deal with the changeover i hope the new system will be better by then.

My advice is based on my opinion and my experience. It is not to be taken as legal advice as I am not legally qualified

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It's a nightmare having to go through this, I know firsthand as I'm having to appeal to get my ESA by missing out on just 3 measly points!

This sites definately helpful though as you'll realise your not the only one who's going through it.

Should it come to the worst and you don't get enough points to pass your medical, stand your ground and appeal like I am. It can't harm, I'm certainly not giving up.

They really aren't interested in peoples illness they just want to get you back to work when the reality is a lot of people are genuinely ill and are failing this medical when they should be on ESA.

I also suffer from anxiety and depression and I know how you feel, all this commotion just adds extra stress that you don't need.

You never know you might just pass the medical :)

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....Hi all, I've been on IB since 2006 , had 1 medical in 2007 and passed, I'm 62 now and I wonder if age matters ,as my IB is coming up for review in May??

Werner.

 

Hi Werner,

 

You have a use even at 62 they will try to get there pound of flesh, keep us informed how you get on.

i see your PCA med lasted 3 years mine was set at 5 (Interesting) i take it your review is may 2010.:sad::sad: Mine march 2011.

My advice is based on my opinion and my experience. It is not to be taken as legal advice as I am not legally qualified

If my advice has been helpful, please take a moment to click on the scales

on the bottom left hand side of my profile :p

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...I don't know if it's just another IB50 to fill in. or a "medical"....

 

 

Werner

It well might be ib50 but think it will now be esa50 and then a medical in a few weeks time of filling in that form.

good luck were thinking of you.:-)

My advice is based on my opinion and my experience. It is not to be taken as legal advice as I am not legally qualified

If my advice has been helpful, please take a moment to click on the scales

on the bottom left hand side of my profile :p

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As far as iam aware if you were sent an IB50 form to fill in then your medical will be under the IB rules of PCA.So not under the current ESA rules.

I am on long term IB and have just completed IB50 form so if i get called for a medical it will be under the PCA rules and not ESA.

 

As far as iam aware claimants of IB are not due to be migrated to ESA until Oct 2010 onwards.

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hey it was an ib50 i filled in back in september - took ages for the medical to come through but now i have had the medical am worrying about results and how long they will take - definelty have been assessed under old rules and not esa just staring at letter box now

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Hi, what is the difference between the two rules. I know on esa it means basically got to be dead before pass the medical;) But the IB50 which is what I did as well and eventually I suppose will have a medical, is there much difference. Or thinking out loud is the difference that they have to take medical evidence into consideration for the latter?

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Hi, what is the difference between the two rules. I know on esa it means basically got to be dead before pass the medical;) But the IB50 which is what I did as well and eventually I suppose will have a medical, is there much difference. Or thinking out loud is the difference that they have to take medical evidence into consideration for the latter?

 

Loopin,

 

With IB50 it a Personal capability assesment wich you dont have to be quit so dead! ha ha. esa you have to be dead.lol:-o

My advice is based on my opinion and my experience. It is not to be taken as legal advice as I am not legally qualified

If my advice has been helpful, please take a moment to click on the scales

on the bottom left hand side of my profile :p

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.....Hi,.I just wonder how long it generally takes between "medicals"???

1 year, 2years, 5years???...and does the frequency also depend on age??

 

Thanks.

PS: I've been on IB for the last 4years.

Edited by Werner M
:)
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.....Hi,.I just wonder how long it generally takes between "medicals"???

1 year, 2years, 5years???...and does the frequency also depend on age??

Thanks,

 

Werner,

My last med was may 06 i got review not untill 2011 i think i depends how bad you maybe not shure. im on IS at the moment.....

My advice is based on my opinion and my experience. It is not to be taken as legal advice as I am not legally qualified

If my advice has been helpful, please take a moment to click on the scales

on the bottom left hand side of my profile :p

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In my experience it's two and a half years between medicals.

 

For all I know it could vary a lot.

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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  • 2 years later...

My partner is 22 and has been on dla and inc benefit since about 12 his grandma recieved carers allowance and imcome support for him but august 2011 i took over and became his carer. weve recently been for his medical and now are worrying its been a week and we are due to get paid in a weeks time would we still get paid

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